28137 Sunset Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 28137 Sunset Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,835 sqft · built 2018
Lot Size0.55 acres (23,999 sqft)
OwnerIndividual Name on File
Last Sale$17,000 (Feb 2022)
Tax Bill$3,472 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Feb 2022 Sale
+ 5 more
Flood ZoneZone D (undetermined)
APN42-23-02-381-001

Property Details

APN / Parcel Number

Primary APN42-23-02-381-001
Alternative APNs
  • 0101714-000000-3
  • 10004721510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,835 sqft Living Area
Gross Area2,793 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2018
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area23,999 sqft (0.55 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area1 sqft
Pool Area286 sqft
PorchPorch
Porch Area558 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004721510
Old Parcel Number01017140000003
Street Address28137 SUNSET DR
CityPUNTA GORDA
StateFL
Zip33955-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionTGA 001 0011 0026 TROPICAL GULF ACRES UN1 BLK11 LT 26 636/1786 791/910 954/1866 AFF4225/1849-HHM AFF4225/1850 42
Legal Range23E
Legal Township42S
Legal Section02
Legal SubdivisionTROPICAL GULF ACRES
Legal Block11
Legal Lot Number26 27
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3121
Census Tract10505

Owner

28137 Sunset Dr is owned and occupied by an individual who bought it in February 2022.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Feb 17, 2022Warranty Deed, Transfer
CAPE CORAL TITLE, CAPE CORAL TTL INS AGCY INC
Jan 26, 2022Deed of Trust, Mortgage · VA Mortgage
JWH FINANCIAL INC
Sep 9, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Nov 26, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 2, 2017Warranty Deed, Transfer
GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2022 · Amount on File
Deed SaleFeb 17, 2022 · Amount on File
Prior SaleNov 26, 2018 · Amount on File
Deed Document Number3060755
Deed Book / Page4929 / 740
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013

Mortgage

Document Number0003344558
DateDec 4, 2023
Instrument3344558
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 21, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 17, 2022
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Document Number0049290740
Book / Page4929 / 740
Map ReferenceMB 3 PG 8,9,25A-25C
Instrument DateFeb 17, 2022
Instrument3060755
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyCAPE CORAL TITLE, CAPE CORAL TTL INS AGCY INC

Transaction

AmountAmount on Record
Tax$119.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 BD LOUIS, PUNTA GORDA, FL 13012

Transferred To (Grantee/Buyer)

NameVerified Name
Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Transaction TypeMortgage
Record UpdatedFeb 11, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013

Mortgage

Document Number0049151674
DateJan 26, 2022
Book Page4915/1674
Instrument3050315
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Document Number0044841061
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28137 SUNSET DR PUNTA GORDA FL 339553013, PUNTA GORDA, FL 33955-3013

Mortgage

Document Number0044841061
DateSep 19, 2019
Book Page004484/001061
Instrument2745036
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 18, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 26, 2018
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Document Number0043811991
Book / Page4381 / 1991
Map ReferenceMB3 PG25A-25C
Instrument DateNov 23, 2018
Instrument2664019
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,159.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013

Mortgage

Document Number0002664020
DateNov 26, 2018
Instrument2664020
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateMay 18, 2018
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Document Number0043161778
Book / Page004316 / 001778
Instrument DateMay 18, 2018
Instrument2613721
Transaction TypeTransfer
Record UpdatedJun 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 2, 2017
Property Address28137 SUNSET DR, PUNTA GORDA, FL 33955-3013
Document Number0042251858
Book / Page004225 / 001858
Instrument DateJul 24, 2017
Instrument2542917
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanyGOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transaction

AmountAmount on Record
Tax$52.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5929 GILLOT BLVD PORT CHARLOTTE FL 339812152, PORT CHARLOTTE, FL 33981-2152

Tax Assessment & Valuation

The 2025 property tax bill for 28137 Sunset Dr was $3,472 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,472.00 Homeowner's exemption$270,214$400,341 Land $30,000 Building $370,341
2023$4,248.00 (+3.66%) Homeowner's exemption$254,950 (+3%)$381,864 (-7.1%) Land $25,000 Building $356,864
2022$4,098.00 Homeowner's exemption$247,524$411,028 Land $16,150 Building $394,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28137 Sunset Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28137 Sunset Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
CenturyLink
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Sunset Dr

Nearby Streets

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