28136 N Bay Rd, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 28136 N Bay Rd, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,048 sqft · built 2004
Lot Size	0.209 acres (9,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Jul 2021)
Tax Bill	$9,074 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2021 Sale & Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`0329-452-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0329-452-21-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,048 sqft
Basement Area	1,556 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,089 sqft (0.209 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28136 N BAY RD
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 7776 LOT 47 TRACT NO 7776 ARROWHEAD WOODS NO 112 LOT 47
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	7776
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2000
Census Tract	10905

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2967, LAKE ARROWHEAD, CA 92352-2967
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 23, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 14, 2020	Quit Claim Deed, Transfer SERVICELINK
Jul 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 31, 2019	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	2021333404
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000342054
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2967, LAKE ARROWHEAD, CA 92352-2967

Mortgage

Document Number	0000127993
Date	May 26, 2023
Instrument	2023-0127993

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 23, 2021
Property Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000333404
Map Reference	MB 102 PG 51-59
Instrument Date	Jun 30, 2021
Instrument	2021-0333404
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2967, LAKE ARROWHEAD, CA 92352-2967

Mortgage

Document Number	0000333405
Date	Jul 23, 2021
Instrument	2021-0333405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2020
Property Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000342054
Map Reference	MB 102 PG 51-59
Instrument Date	Jul 9, 2020
Instrument	2020-0342054
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000342055
Date	Sep 14, 2020
Instrument	2020-0342055

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2020
Property Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000342056
Instrument Date	Jul 9, 2020
Instrument	342056
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28136 N BAY RD LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 31, 2019
Property Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000259754
Map Reference	MB 102 PG 51-59
Instrument Date	Jun 1, 2019
Instrument	2019-0259754
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000259755
Date	Jul 31, 2019
Instrument	2019-0259755

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 31, 2019
Property Address	28136 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000259756
Instrument Date	Jun 1, 2019
Instrument	259756
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	28136 N BAY RD LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$798,000 (-) Land $159,600 Building $638,400
2025	$9,074.00 (+0.71%)	$798,000 (-2.08%) Land $159,600 Building $638,400
2023	$9,010.00 (+2.08%)	$814,980 Land $162,996 Building $651,984
2022	$8,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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