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28136 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28136 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,858 sqft · built 2017
Lot Size0.149 acres (6,500 sqft)
Owner2 Trust Names on Record
Last Sale$220,400 (Dec 2017)
Tax Bill$2,616 (2025)
Deeds & MortgagesNov 2021 Transfer
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN402335304017

Property Details

APN / Parcel Number

Primary APN402335304017
Alternative APNs
  • 00713550027008
  • 10004625325

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area2,562 sqft
1st Floor Area1,858 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area304 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00713550027008
Street Address28136 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCALUSA CREEK LT6 3329/1957 4168/830 4264/18 4869/1215
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal TractCAL
Legal Lot Number6
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address28136 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Intrafamily Transfer, Transfer
ATTORNEY
Sep 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Dec 15, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleFeb 1, 2017 · Amount on Record
Deed Document Number20172572694
Deed Book / Page4264 / 18
Last Transfer DateNov 2, 2021
Transfer Doc0048691215
Record UpdatedJun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateNov 2, 2021
Property Address28136 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0048691215
Book / Page4869 / 1215
Map ReferenceMB 20 PG 3,3A-3K
Instrument DateNov 2, 2021
Instrument3017549
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28136 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28136 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28136 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number0048371038
DateSep 8, 2021
Book Page4837/1038
Instrument2995044
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.14%
Type Change DateOct 1, 2026
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.14%
IndexPrime Rate
Max Rate9.14%

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 15, 2017
Property Address28136 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0042640018
Book / Page004264 / 000018
Instrument DateOct 27, 2017
Instrument2572694
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2018
Title CompanySTEEL CITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,542.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28136 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number42640019
DateDec 15, 2017
Book Page004264/000019
Instrument2572695
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,616.00 (-16.4%) Homeowner's exemption$213,445 (+5.99%)$319,766 (-3.55%) Land $30,940 Building $288,826
2024$3,129.00 (+1.1%)
2023$3,095.00 (+3.93%) Homeowner's exemption$201,388 (+3%)$331,551 (+14.83%) Land $33,400 Building $298,151
2022$2,978.00 Homeowner's exemption$195,522$288,741 Land $22,440 Building $266,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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