281355 E 1780 Rd, Duncan, OK 73533 Property Records

Stephens County property record for 281355 E 1780 Rd, Duncan, OK 73533

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,250 sqft · built 1991
Lot Size	12.7 acres (554,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Mar 2025)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0000-31-01S-07W-2-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-31-01S-07W-2-005-00`
Alternative APN	`4334`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	554,083 sqft (12.7 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	220 sqft
Shed	1 Shed
Shed Area	2,100 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4334
Street Address	281355 E 1780 RD
City	DUNCAN
State	OK
Zip	73533-9464
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	31-1S-7W TR BEG 1554.65E & 64.67S000145W NW/C N1/2 LT 1 S842521E294.07 TO PT ONE BDRY NWNENW S000152W567.79 TO PT(SE/C NWNENW
Legal Range	07W
Legal Township	01S
Legal Section	31
Legal Subdivision	T1S-R7W
Legal Block	1S
Legal Lot Number	1
Jurisdiction	STEPHENS OK
Township / Civil Division	COMANCHE
Census Block Group	2
Census Block	2015
Census Tract	1100

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Apr 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage WR STARKEY MORTGAGE LLP
Mar 27, 2025	Warranty Deed, Transfer · VA Mortgage PRICE MORTGAGE GROUP LLC
Sep 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANCFIRST
Feb 11, 2005	Correction Deed · Line of Credit COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Dec 16, 2014 · Amount on Record
Deed Document Number	20252589
Deed Book / Page	6648 / 212
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	005544/278
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005485/051
Date	May 17, 2018
Book Page	5485/051
Instrument	2018-005213

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2019

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006762/279
Date	Oct 24, 2025
Book Page	6762/279
Instrument	I-2025-009658

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003987/214
Date	Apr 14, 2010
Book Page	3987/214
Instrument	81-2936

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2025

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 27, 2025
Property Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Document Number	006648/212
Book / Page	6648 / 212
Instrument Date	Mar 26, 2025
Instrument	I-2025-002589
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281355 E 1780 RD, DUNCAN, OK 73533-9464

Mortgage

Document Number	I2025002590
Date	Mar 27, 2025
Instrument	I-2025-002590

Lender

Name	PRICE MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Sep 6, 2018
Property Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Document Number	005544/278
Book / Page	5544 / 278
Instrument Date	Aug 21, 2018
Instrument	2018-009453
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	OKLAHOMA CLOSING AND TITLE, OKLAHOMA CLOSING AND TITLE S

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5007 W 3RD AVE, STILLWATER, OK 74074-6796

Mortgage

Document Number	2018009454
Date	Sep 6, 2018
Instrument	2018-009454

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2005: Correction Deed

Document Type	Correction Deed
Jurisdiction	STEPHENS OK
Recording Date	Feb 11, 2005
Property Address	281355 E 1780 RD, DUNCAN, OK 73533-9464
Document Number	003102/305
Book / Page	3102 / 305
Instrument Date	Jul 14, 2004
Instrument	73-1442
Record Updated	Feb 3, 2026
Title Company	STEWART TITLE, STEWART TITLE DUNCAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000731444
Date	Feb 11, 2005
Instrument	73-1444

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Comanche Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,676 (-12.78%) Land $571 Building $25,105	$233,422 (-12.78%) Land $5,190 Building $228,232
2025	$2,484.00 (-12.72%) Homeowner's exemption	$29,438 (-6.26%) Land $571 Building $28,867	$267,613 (-10.62%) Land $5,190 Building $262,423
2023	$2,846.00	$31,403 Land $142 Building $31,261	$299,424 Land $1,289 Building $298,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #3 (MERIDIAN) serves 1,610 people · EPA ID OK2006905
Water Source	Purchased surface water from COMANCHE PUBLIC WORKS AUTHORITY
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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