Orange County property record for 28131 Pacifica del Mar, San Juan Capistrano, CA 92675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,546 sqft · built 1997 |
| Lot Size | 0.241 acres (10,510 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,095,000 (Jun 2014) |
| Tax Bill | $14,014 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 675-301-40 |
| Primary APN | 675-301-40 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,546 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,510 sqft (0.241 acres) |
| Garage Area | 639 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28131 PACIFICA DEL MAR |
|---|---|
| City | SAN JUAN CAPISTRANO |
| State | CA |
| Zip | 92675-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14398 BLK LOT 18 |
| Legal Subdivision | OCEAN POINTE |
| Legal Tract | 14398 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 42203 |
28131 Pacifica del Mar is owner-occupied and held in a trust since April 2025.
Source: Orange County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 28131 PACIFICA DEL MAR, SAN JUAN CAPISTRANO, CA 92675-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 30, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on File |
| Deed Sale | Jun 16, 2014 · Amount on File |
| Prior Sale | Oct 17, 1997 · Amount on File |
| Deed Document Number | 2014236047 |
| Last Transfer Date | Apr 18, 2025 |
| Transfer Doc | 0000123380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28131 PACIFICA DEL MAR, SAN JUAN CAPISTRANO, CA 92675-5222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 28131 PACIFICA DEL MAR, SAN JUAN CAPISTRANO, CA 92675-5222 |
| Document Number | 0000097478 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022000097478 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28131 PACIFICA DEL MAR, SAN JUAN CAPISTRANO, CA 92675-5222 |
| Document Number | 0000233457 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28131 PACIFICA DEL MAR SAN JUAN CAPISTRANO CA 926755222, SAN JUAN CAPISTRANO, CA 92675-5222 |
| Document Number | 0000233457 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 233457 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 28131 Pacifica del Mar was $14,014 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Juan Capistrano City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,369,160 (+2%) Land $596,948 Building $772,212 | |
| 2025 | $14,014.00 Homeowner's exemption | $1,342,314 Land $585,243 Building $757,071 |
| 2023 | $13,486.00 (+3.97%) Homeowner's exemption | $1,290,192 Land $562,518 Building $727,674 |
| 2022 | $12,971.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28131 Pacifica del Mar in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1982–1993) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28131 Pacifica del Mar is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT-ID9 serves 35,309 people · EPA ID CA3010030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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