28131 Chinquapin Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 28131 Chinquapin Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2018
Lot Size	0.241 acres (10,501 sqft)
Owner	2 Individual Names on File
Last Sale	$3,400 (Jul 2015)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`422302359014`

Property Details

APN / Parcel Number

Primary APN	`422302359014`
Alternative APNs	`01019720000000` `10004721440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,510 sqft
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,501 sqft (0.241 acres)
Garage Type	Carport
Garage Area	70 sqft
Carport	Carport
Carport Area	70 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	01019720000000
Street Address	28131 CHINQUAPIN DR
City	PUNTA GORDA
State	FL
Zip	33955-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TROP G A UN 1 BLK 26 LT 1 74/129 895/769 895/771 1052/716 1211/34 1243/1912 1481/2026 1482/337 1516/384 2476/1469 2751/704 3994/1897
Legal Range	23E
Legal Township	42S
Legal Section	02
Legal Subdivision	TROP G A
Legal Tract	TGA
Legal Block	26
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3117
Census Tract	10505

Owner

28131 Chinquapin Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	28131 CHINQUAPIN DR, PUNTA GORDA, FL 33955-3006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on File
Deed Sale	Jul 22, 2015 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Document Number	20152369258
Deed Book / Page	3994 / 1897
Prior Transfer Date	Sep 5, 1996
Prior Transfer Doc	1516000384
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	28131 CHINQUAPIN DR, PUNTA GORDA, FL 33955-3006
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	WTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28131 CHINQUAPIN DR, PUNTA GORDA, FL 33955-3006

Mortgage

Document Number	0048231424
Date	Aug 16, 2021
Book Page	4823/1424
Instrument	2985129

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	28131 CHINQUAPIN DR, PUNTA GORDA, FL 33955-3006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043850453
Date	Dec 4, 2018
Book Page	4385/0453
Instrument	2666529

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28131 Chinquapin Dr was $1,872 with a homeowner's exemption, down 25.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (-25.15%) Homeowner's exemption	$164,123	$246,992 Land $10,200 Building $236,792
2024	$2,501.00 (+1.67%)
2023	$2,460.00 (+4.24%) Homeowner's exemption	$154,852 (+3%)	$202,306 (-8.66%) Land $10,000 Building $192,306
2022	$2,360.00 Homeowner's exemption	$150,342	$221,482 Land $7,225 Building $214,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28131 Chinquapin Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28131 Chinquapin Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
CenturyLink Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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