Cleveland County property record for 2813 Summit Terrace Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2013 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,832 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SUML8 3 8001 |
| Primary APN | NC29SUML8 3 8001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 1,615 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Porch | Porch |
| Porch Area | 182 sqft |
| Patio Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 165995 |
|---|---|
| Street Address | 2813 SUMMIT TERRACE DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-7195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 8 LOT 8 BLOCK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES 8 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 201405 |
2813 Summit Terrace Dr is owned and occupied by two individuals who acquired it in May 2020.
Source: Cleveland County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2813 SUMMIT TERRACE DR, NORMAN, OK 73071-7195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Quit Claim Deed, Transfer COMMUNICATION FCU |
| Dec 15, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF OK |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF OK |
| Sep 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2020 |
| Deed Sale | May 13, 2020 |
| Prior Sale | Sep 14, 2018 · Amount on File |
| Deed Document Number | 202014428 |
| Deed Book / Page | 6055 / 399 |
| Prior Transfer Date | May 1, 2020 |
| Prior Transfer Doc | R202014428 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 13, 2020 |
| Property Address | 2813 SUMMIT TERRACE DR, NORMAN, OK 73071-7195 |
| Document Number | 0000014428 |
| Book / Page | 006055 / 000399 |
| Instrument Date | May 1, 2020 |
| Instrument | 14428 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2813 SUMMIT TERRACE DR NORMAN OK 730717195, NORMAN, OK 73071-7195 |
| Document Number | 14429 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 006055/000400 |
| Instrument | 14429 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73116 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 2813 SUMMIT TERRACE DR, NORMAN, OK 73071-7195 |
| Document Number | 0000040470 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2813 SUMMIT TERRACE DR NORMAN OK 730717195, NORMAN, OK 73071-7195 |
| Document Number | 0000040470 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 005877/000179 |
| Instrument | 40470 |
| Name | BANK OF OK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74101-2864 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 14, 2018 |
| Property Address | 2813 SUMMIT TERRACE DR, NORMAN, OK 73071-7195 |
| Document Number | 0000029729 |
| Book / Page | 005845 / 000940 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 29729 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2813 SUMMIT TERRACE DR NORMAN OK 730717195, NORMAN, OK 73071-7195 |
| Document Number | 29731 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 005845/000942 |
| Instrument | 29731 |
| Name | BANK OF OK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 14, 2018 |
| Property Address | 2813 SUMMIT TERRACE DR, NORMAN, OK 73071-7195 |
| Document Number | 0000029728 |
| Book / Page | 005845 / 000939 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 29728 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 SUMMIT TERRACE DR NORMAN OK 730717195, NORMAN, OK 73071-7195 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 28, 2018 |
| Property Address | 2813 SUMMIT TERRACE DR, NORMAN, OK 73071-7195 |
| Document Number | 0000009004 |
| Book / Page | 005783 / 000156 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 9004 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 SUMMIT TERRACE DR NORMAN OK 730717195, NORMAN, OK 73071-7195 |
The 2025 property tax bill for 2813 Summit Terrace Dr was $2,832 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,832.00 Homeowner's exemption | $24,602 Land $4,776 Building $19,826 | $264,799 Land $51,409 Building $213,390 |
| 2023 | $2,664.00 Homeowner's exemption | $23,190 Land $5,083 Building $18,107 | $228,204 Land $50,023 Building $178,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2813 Summit Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2813 Summit Terrace Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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