2813 S Harding Ave, Chicago, IL 60623 Property Records

Cook County property record for 2813 S Harding Ave, Chicago, IL 60623

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,680 sqft · built 1913
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2022)
Tax Bill	$3,798 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-317-005`

Property Details

APN / Parcel Number

Primary APN	`16-26-317-005`
Alternative APN	`16-26-317-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2813 S HARDING AVE
City	CHICAGO
State	IL
Zip	60623-4418
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	CALVIN F (TAYLORS) SUB OF BLKS 11-12 14-15 GOODWIN BA LESTIER PHILLIPS SUB WH SW SEC 26-39-13
Legal Range	13E
Legal Township	39N
Legal Section	26
Legal Subdivision	TAYLORS SUB
Legal Block	11,12
Legal Lot Number	45
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	301702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2620 W WASHINGTON BLVD, 307, CHICAGO, IL 60612-2076
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Feb 5, 1997 · Amount on Record
Deed Document Number	20228142
Prior Transfer Date	Jan 16, 1997
Prior Transfer Doc	0000000014
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 8, 2022
Property Address	2813 S HARDING AVE, CHICAGO, IL 60623-4418
Document Number	0034208142
Instrument Date	Dec 5, 2022
Instrument	2234208142
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 S HARDING AVE, CHICAGO, IL 60623-4418

Mortgage

Document Number	0034208143
Date	Dec 8, 2022
Instrument	2234208143

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.9%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+22.22%) Land $4,350 Building $17,650	$220,000 (+22.22%) Land $43,500 Building $176,500
2023	$3,798.00 (+55.91%)
2022	$2,436.00 Homeowner's exemption Senior Citizen's exemption	$18,000 Land $3,525 Building $14,475	$180,000 Land $35,250 Building $144,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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