2813 Plunkett Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2813 Plunkett Ave, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,531 sqft · built 1925
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Nov 2023)
Tax Bill$4,220 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 48.19-8-16

Property Details

APN / Parcel Number

Primary APN422800 48.19-8-16
Alternative APN
  • 280004801900080160000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,531 sqft Total Area
1st Floor Area970 sqft
Upper Floors Area561 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions125 ft deep x 33 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2813 PLUNKETT AVE
CitySCHENECTADY
StateNY
Zip12306-3023
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1
Legal DescriptionR,G,APT CENTR RLTY #3-50 2.-123-6
Legal Block8
Legal Lot Number16.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3004
Census Tract32700

Owner

2813 Plunkett Ave, a duplex, is owned by a company that bought it in November 2023.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address2813 PLUNKETT AVE, SCHENECTADY, NY 12306-3023
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Warranty Deed, Transfer · Conventional Mortgage
CHEMUNG CANAL TRUST CO
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jan 3, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2023 · Amount on File
Deed SaleNov 21, 2023 · Amount on File
Prior SaleNov 16, 2023 · Amount on File
Deed Document Number202365712
Deed Book / Page2119 / 984
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 21, 2023
Property Address2813 PLUNKETT AVE, SCHENECTADY, NY 12306-3023
Document Number0000065712
Book / Page2119 / 984
Instrument DateOct 17, 2023
Instrument202365712
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 GLEN AVE, SCOTIA, NY 12302-1709

Transferred To (Grantee/Buyer)

NameVerified Name
Address2813 PLUNKETT AVE, SCHENECTADY, NY 12306-3023

Mortgage

Document Number0000065713
DateNov 21, 2023
Instrument202365713
Lender
NameCHEMUNG CANAL TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateNov 1, 2030
Change Frequency6 Months
Min Rate At Change7.25%
Max Rate At Change9.25%
IndexSOFR Average 30-Day
Max Rate13.2%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2813 PLUNKETT AVE, SCHENECTADY, NY 12306-3023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025373
DateJun 11, 2018
Book Page4842/819
Instrument201825373
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 3, 2017
Property Address2813 PLUNKETT AVE, SCHENECTADY, NY 12306-3023
Document Number0000000105
Book / Page001953 / 000513
Instrument DateDec 30, 2016
Instrument105
Transaction TypeTransfer
Record UpdatedJan 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 GLEN AVE SCOTIA NY 123021709, SCOTIA, NY 12302-1709

Tax Assessment & Valuation

The 2026 property tax bill for 2813 Plunkett Ave was $4,220, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,220.00 (+1.91%)
2025$4,141.00$113,000 Land $5,400 Building $107,600$173,800 Land $8,305 Building $165,495
2023$113,000 Land $5,400 Building $107,600$148,700 Land $7,106 Building $141,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Plunkett Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2813 Plunkett Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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