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2813 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2813 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,166 sqft · built 2021
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$10,558 (2025)
Deeds & MortgagesNov 2023 Transfer
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631013700013490

Property Details

APN / Parcel Number

Primary APN202631013700013490

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,166 sqft Heated Area
Gross Area3,946 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2813 NOTTEL DR
CitySAINT CLOUD
StateFL
Zip34772-8779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 349
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number349
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631013700013490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2813 NOTTEL DR, SAINT CLOUD, FL 34772-8779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Intrafamily Transfer, Transfer
Jan 04, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2024
Deed SaleFeb 03, 2024
Prior SaleJan 04, 2022 · Amount on Record
Deed Document Number2022001306
Deed Book / Page6121 / 1990
Prior Transfer DateNov 09, 2023
Prior Transfer Doc2023148507
Record UpdatedJun 08, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 09, 2023
Property Address2813 NOTTEL DR, SAINT CLOUD, FL 34772-8779
Document Number0065031210
Book / Page6503 / 1210
Map ReferenceMB 30 PG 97-99
Instrument DateSep 26, 2023
Instrument2023148507
Transaction TypeTransfer
Record UpdatedDec 06, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2813 NOTTEL DR, SAINT CLOUD, FL 34772-8779

Transferred To (Grantee/Buyer)

NameVerified Name
Address2813 NOTTEL DR, SAINT CLOUD, FL 34772-8779

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2022
Property Address2813 NOTTEL DR, SAINT CLOUD, FL 34772-8779
Document Number0061211990
Book / Page6121 / 1990
Map ReferenceMB 30 PG 97-99
Instrument DateDec 17, 2021
Instrument2022001306
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,984.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address2813 NORTH DRIVE, SAINT CLOUD, FL 34772

Mortgage

Document Number0061211992
DateJan 04, 2022
Instrument6121/1992
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,558.00 (+31.61%)$495,200 (+23.78%) Land $100,000 Building $395,200$495,200 (+1.21%) Land $100,000 Building $395,200
2023$8,022.00 (+2.64%) Homeowner's exemption$400,052 (+3%)$489,300 (+25.98%) Land $95,000 Building $394,300
2022$7,816.00 Homeowner's exemption$388,400 Land $80,000 Building $308,400$388,400 Land $80,000 Building $308,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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