2813 Mockingbird Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2813 Mockingbird Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,550 sqft · built 1975
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Oct 2023)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093455A145`

Property Details

APN / Parcel Number

Primary APN	`093455A145`
Alternative APN	`6-006C-5031-00-0146.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	1,502 sqft
Basement Area	816 sqft
Finished Basement	408 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,640 sqft (0.244 acres)
Lot Dimensions	133 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	093455A145
Street Address	2813 MOCKINGBIRD DR
City	SAINT CHARLES
State	MO
Zip	63301-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SUNNYBROOK PK #6 REVISED LOT 146
Legal Subdivision	SUNNYBROOK PK #6
Legal Lot Number	146
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3002
Census Tract	310602

Owner

2813 Mockingbird Dr is owned and occupied by two individuals who bought it in October 2023.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2813 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	202344522
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2813 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1215
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	TITLE PREMIER LLC, TITLE PREMIER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1215

Mortgage

Document Number	0000049633
Date	Nov 5, 2025
Instrument	2025R-049633

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	Dec 1, 2043

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 30, 2023
Property Address	2813 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1215
Document Number	0000044522
Map Reference	MB 18 PG 8
Instrument Date	Oct 26, 2023
Instrument	2023R-044522
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6505 W PARK BLVD STE 306, 306, PLANO, TX 75093-6212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1215

Mortgage

Document Number	0000044523
Date	Oct 30, 2023
Instrument	2023R-044523

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 19, 2017
Property Address	2813 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1215
Document Number	0067770753
Book / Page	6777 / 0753
Map Reference	MB 18 PG 8
Instrument Date	Jul 14, 2017
Instrument	20170719000444510
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1293 CARNEGIE DR, SAINT PETERS, MO 63376-6301

Mortgage

Document Number	, 20170719000444520
Date	Jul 19, 2017
Instrument	20170719000444520

Lender

Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Mockingbird Dr was $3,695.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,008 (-)	$310,568 (-) Land $60,000 Building $250,568
2025	$3,695.00	$59,008	$310,568 Land $60,000 Building $250,568
2023		$60,704
2022			$319,495 Land $60,000 Building $259,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2813 Mockingbird Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1978–2012)
Claims Outside the SFHA	6 of 12
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2813 Mockingbird Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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