2813 Kama Ave, McHenry, IL 60050 Property Records

McHenry County property record for 2813 Kama Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,506 sqft · built 1994
Lot Size	0.511 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Dec 1993)
Tax Bill	$7,961 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-24-303-010`

Property Details

APN / Parcel Number

Primary APN	`09-24-303-010`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,506 sqft Living Area
1st Floor Area	1,481 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	22,216 sqft (0.511 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2813 KAMA AVE
City	MCHENRY
State	IL
Zip	60050-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0002245 LT 2 BLK 1 MARETTA ESTATES UNIT 1
Legal Subdivision	MARETTA ESTATES
Legal Block	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1044
Census Tract	870604

Owner

2813 Kama Ave is owned and occupied by two individuals who acquired it in December 2019.

Source: McHenry County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2813 KAMA AVE, MCHENRY, IL 60050-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Jan 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1993 · Amount on File
Deed Sale	Dec 13, 1993 · Amount on File
Deed Document Number	199377089
Last Transfer Date	Dec 14, 2019
Transfer Doc	0000002245
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 28, 2026
Property Address	2813 KAMA AVE, MCHENRY, IL 60050-2815
Document Number	0000021588
Instrument Date	Jul 20, 2026
Instrument	202621588
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2813 KAMA AVE, MCHENRY, IL 60050-2815

Mortgage

Document Number	0000021588,
Date	Jul 28, 2026
Instrument	202621588

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2046

Interest

Rate	6.47%
Max Rate	-1%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 17, 2020
Property Address	2813 KAMA AVE, MCHENRY, IL 60050-2815
Document Number	0000002245
Map Reference	DOC 566347
Instrument Date	Dec 14, 2019
Instrument	2020R0002245
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2813 KAMA AVE, MCHENRY, IL 60050-2815

Mortgage

Document Number	0000002246
Date	Jan 17, 2020
Instrument	2020R0002246

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 18, 2019
Property Address	2813 KAMA AVE, MCHENRY, IL 60050-2815
Document Number	0000035344
Instrument Date	Sep 11, 2019
Instrument	35344
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2813 KAMA AVE MCHENRY IL 600502815, MCHENRY, IL 60050-2815

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,961.00	$107,537 Land $15,827 Building $91,710	$322,611 Land $47,481 Building $275,130
2022	Homeowner's exemption	$89,379 Land $13,154 Building $76,225	$268,137 Land $39,462 Building $228,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Kama Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Kama Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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