2813 Ginger Dr, West Plains, MO 65775 Property Records

Howell County property record for 2813 Ginger Dr, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 1978
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-3.2-07-004-007-015.00000`

Property Details

APN / Parcel Number

Primary APN	`15-3.2-07-004-007-015.00000`

Interior

Building Area	1,386 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide

Location & Zoning

Street Address	2813 GINGER DR
City	WEST PLAINS
State	MO
Zip	65775-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYHAVEN 4TH SUB NWSE1/4, SWSE1/4, PT SESE1/4
Legal Range	08W
Legal Township	24N
Legal Section	07
Legal Subdivision	WAYHAVEN SUB 4TH ADD 55
Legal Block	12
Legal Lot Number	14
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1013
Census Tract	90802

Owner

2813 Ginger Dr is owned and occupied by two individuals.

Source: Howell County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2813 GINGER DR, WEST PLAINS, MO 65775-1571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	2813 GINGER DR, WEST PLAINS, MO 65775-1571
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 GINGER DR, WEST PLAINS, MO 65775-1571

Mortgage

Document Number	02024R0826
Date	Mar 13, 2024
Instrument	2024R0826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	2813 GINGER DR, WEST PLAINS, MO 65775-1571
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 GINGER DR, WEST PLAINS, MO 65775-1571

Mortgage

Document Number	02022R1474
Date	Mar 22, 2022
Instrument	2022R1474

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	2813 GINGER DR, WEST PLAINS, MO 65775-1571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R3220
Date	Jul 17, 2020
Instrument	2020R3220

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Ginger Dr was $1,276.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,780 (-) Land $2,530 Building $28,250	$161,980 (-) Land $13,310 Building $148,670
2025	$1,276.00	$30,780 Land $2,530 Building $28,250	$161,980 Land $13,310 Building $148,670
2023		$27,480	$144,620 Land $11,880 Building $132,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Ginger Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

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