Midland County property record for 2813 E Hart Ln, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,183 sqft · built 1977 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Nov 2015) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-450-500-040-00 |
| Primary APN | 120-450-500-040-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,183 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 149 ft deep x 145 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 2813 E HART LN |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T14N R2E LOT 4 HART SUB |
| Legal Subdivision | HART SUB |
| Legal Lot Number | 4 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 290500 |
2813 E Hart Ln is owned and occupied by an individual who bought it in November 2015.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4149 N MAPLECREST DR, SANFORD, MI 48657-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2015 · Amount on File |
| Deed Sale | Nov 5, 2015 · Amount on File |
| Prior Sale | Jun 30, 2006 · Amount on File |
| Deed Book / Page | 1591 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2813 E HART LN, MIDLAND, MI 48640-8932 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2813 E HART LN, MIDLAND, MI 48640-8932 |
| Document Number | 1643/1230 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 1643/1230 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2813 E Hart Ln was $3,961 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,900 | $353,800 | |
| 2025 | $3,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2813 E Hart Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2813 E Hart Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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