2813 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2813 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1969
Lot Size	0.194 acres (8,444 sqft)
Owner	Individual Name on Record
Last Sale	$580,500 (Apr 2026)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-29-037`

Property Details

APN / Parcel Number

Primary APN	`166-29-037`
Alternative APN	`166290377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,444 sqft (0.194 acres)
Parking Spaces	2 Parking Spaces
Porch	Patio
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2813 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MELROSE PARADISE UNIT 4 MCR 121-05
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	MELROSE PARADISE UNIT 4
Legal Lot Number	287
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1010
Census Tract	104802

Owner

Source: Maricopa County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 W SANDRA TER, PHOENIX, AZ 85023-3590
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2019	Warranty Deed, Transfer · FHA Mortgage SWIFTSURE LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	May 13, 2019
Deed Document Number	2026209946
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0000950395
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2813 E CORTEZ ST, PHOENIX, AZ 85028-1938
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 E CORTEZ ST, PHOENIX, AZ 85028-1938

Mortgage

Document Number	0000570898
Date	Jul 14, 2022
Instrument	20220570898

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 9, 2026
Property Address	2813 E CORTEZ ST, PHOENIX, AZ 85028-1938
Document Number	0000209946
Instrument Date	Mar 28, 2026
Instrument	2026209946
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 W SANDRA TER, PHOENIX, AZ 85023-3590

Mortgage

Document Number	0000209947,
Date	Apr 9, 2026
Instrument	2026209947

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2020
Property Address	2813 E CORTEZ ST, PHOENIX, AZ 85028-1938
Document Number	0000950395
Map Reference	MB 121 PG 5
Instrument Date	Sep 17, 2020
Instrument	20200950395
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2813 E CORTEZ ST, PHOENIX, AZ 85028-1938

Mortgage

Document Number	0000950396
Date	Oct 6, 2020
Instrument	20200950396

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 13, 2019
Property Address	2813 E CORTEZ ST, PHOENIX, AZ 85028-1938
Document Number	0000347498
Instrument Date	May 6, 2019
Instrument	347498
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 E CORTEZ ST PHOENIX AZ 850281938, PHOENIX, AZ 85028-1938

Mortgage

Document Number	347499
Date	May 13, 2019
Instrument	347499

Lender

Name	SWIFTSURE LNS
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,450 (+110.07%)	$454,500 (+5.7%) Land $90,900 Building $363,600
2025	$2,211.00 (+4.89%)	$21,636 (-52.15%)	$430,000 (-4.91%) Land $86,000 Building $344,000
2024		$45,220	$452,200 Land $90,400 Building $361,800
2023	$2,108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: T-Mobile, Verizon.

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