Bay County property record for 2813 E 11th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 2 ba |
| Lot Size | 0.604 acres (26,310 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,000 (Nov 2016) |
| Tax Bill | $435 (2025) |
| Deeds & Mortgages | May 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 15232-005-000 |
| Primary APN | 15232-005-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Lot Area | 26,310 sqft (0.604 acres) |
|---|---|
| Lot Dimensions | 280 ft deep x 94 ft wide |
| Street Address | 2813 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5120 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R2 |
| Legal Description | 2 4S 14W -47.1A- 118B2 COM 50 N OF SW COR OF SE1/4 OF SW1/4 OF NW1/4 TH E 111.39 FOR POB TH N 27.53 E 18.14 N 252.57 E 130.45 S 165 W 90 S 115 TO R/W TH W 58.62 FOR POB ORB 4128 P 462 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 1200 |
2813 E 11th St, residential vacant land, is owned by an individual who acquired it in May 2019.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2807 E 11TH ST, PANAMA CITY, FL 32401-5120 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on File |
| Deed Sale | Nov 7, 2016 · Amount on File |
| Deed Document Number | 201662016 |
| Deed Book / Page | 3847 / 1678 |
| Last Transfer Date | May 13, 2019 |
| Transfer Doc | 0041280462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 29, 2019 |
| Property Address | 2813 E 11TH ST, PANAMA CITY, FL 32401-5120 |
| Document Number | 0041280462 |
| Book / Page | 004128 / 000462 |
| Instrument Date | May 13, 2019 |
| Instrument | 50913 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2807 E 11TH ST PANAMA CITY BEACH FL 324015120, PANAMA CITY BEACH, FL 32401-5120 |
The 2025 property tax bill for 2813 E 11th St was $435, up 8.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $435.00 (+8.48%) | $29,691 | $42,489 Land $42,488 Building $1 |
| 2024 | $401.00 (+20.78%) | ||
| 2023 | $332.00 (+29.18%) | $29,105 (+30.47%) Land $29,104 Building $1 | $29,105 (+30.47%) Land $29,104 Building $1 |
| 2022 | $257.00 | $22,307 Land $22,306 Building $1 | $22,307 Land $22,306 Building $1 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2813 E 11th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 31.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2813 E 11th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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