28126 US Hwy 69, Ames, IA 50010 Property Records

Story County property record for 28126 US Hwy 69, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,172 sqft · built 2004
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Apr 2022)
Tax Bill	$14,198 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02-200-105`

Property Details

APN / Parcel Number

Primary APN	`13-02-200-105`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	6 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,172 sqft Living Area
1st Floor Area	2,477 sqft
Basement Area	2,738 sqft
Unfinished Basement	2,738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Mixed
Garage Area	2,407 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	692 sqft
Porch	Slab
Porch Area	115 sqft
Patio Area	2 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	28126 US HIGHWAY 69
City	AMES
State	IA
Zip	50010-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, AGRIC
Legal Description	SECTION:02 TOWNSHIP:82 RANGE:24 NW NE PARCEL C SLIDE 65 PG 1
Legal Range	24W
Legal Township	82N
Legal Section	02
Legal Subdivision	88802
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	3
Census Block	3032
Census Tract	1302

Owner

28126 US Hwy 69 is owned and occupied by two individuals who bought it in April 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28126 US HIGHWAY 69, AMES, IA 50010-9122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Apr 7, 2022	Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Deed Document Number	20223238
Prior Transfer Date	Jan 21, 2006
Prior Transfer Doc	0000001045
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	28126 US HIGHWAY 69, AMES, IA 50010-9122
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202203241
Date	Apr 7, 2022
Instrument	2022-03241

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STORY IA
Recording Date	Apr 7, 2022
Property Address	28126 US HIGHWAY 69, AMES, IA 50010-9122
Document Number	0202203238
Instrument Date	Mar 23, 2022
Instrument	2022-03238
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,919.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28126 US HIGHWAY 69, AMES, IA 50010-9122

Mortgage

Document Number	0202203240
Date	Apr 7, 2022
Instrument	2022-03240

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28126 US Hwy 69 was $14,198 with a homeowner's exemption, down 4.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,198.00 (-4.88%) Homeowner's exemption	$1,205,000 Land $300,200 Building $904,800	$1,205,000 Land $300,200 Building $904,800
2024	$14,926.00
2023		$1,087,900 Land $172,500 Building $915,400	$1,206,200
2022	$15,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28126 US Hwy 69 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28126 US Hwy 69 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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