28126 Co Rd 4, Elkhart, IN 46514 Property Records

Elkhart County property record for 28126 Co Rd 4, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,188 sqft · built 1930
Lot Size	0.775 acres (33,759 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Mar 2018)
Tax Bill	$2,289 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01-24-226-005.000-005`

Property Details

APN / Parcel Number

Primary APN	`20-01-24-226-005.000-005`
Alternative APN	`0124226005005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	4,090 sqft
1st Floor Area	2,188 sqft
Basement Area	1,902 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,759 sqft (0.775 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	28126 COUNTY ROAD 4
City	ELKHART
State	IN
Zip	46514-8894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHURCH OF GOD MINOR LOT 1
Legal Subdivision	CHURCH OF GOD MINOR
Legal Block	226
Legal Lot Number	1
Jurisdiction	ELKHART IN
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4016
Census Tract	1502

Owner

28126 Co Rd 4 is owned and occupied by two individuals who bought it in March 2018.

Source: Elkhart County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28126 COUNTY ROAD 4, ELKHART, IN 46514-8894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Nov 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS CU
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	Aug 5, 2004 · Amount on File
Deed Document Number	20184441
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	28126 COUNTY ROAD 4, ELKHART, IN 46514-8894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017488
Date	Aug 7, 2020
Instrument	2020-17488

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	28126 COUNTY ROAD 4, ELKHART, IN 46514-8894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023991
Date	Nov 20, 2018
Instrument	2018-23991

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 20, 2028

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 2, 2018
Property Address	28126 COUNTY ROAD 4, ELKHART, IN 46514-8894
Document Number	0000004441
Map Reference	MB28 PG97
Instrument Date	Mar 1, 2018
Instrument	2018-04441
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	HAMILTION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28126 CR 4, WALKERTON, IN 46574

Mortgage

Document Number	0000004442
Date	Mar 2, 2018
Instrument	2018-04442

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Cleveland Township
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,100 (+6.86%) Land $25,200 Building $231,900	$257,100 (+6.86%) Land $25,200 Building $231,900
2024	$2,289.00	$240,600 (+10.88%) Land $25,200 Building $215,400	$240,600 (+10.88%) Land $25,200 Building $215,400
2023		$217,000 (+11.51%) Land $25,200 Building $191,800	$217,000 (+11.51%) Land $25,200 Building $191,800
2022	$1,918.00	$194,600 Land $25,200 Building $169,400	$194,600 Land $25,200 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28126 Co Rd 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28126 Co Rd 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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