28125 E Shore Dr, Pengilly, MN 55775 Property Records

Itasca County property record for 28125 E Shore Dr, Pengilly, MN 55775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,265 sqft · built 2014
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,818 (Dec 2021)
Tax Bill	$4,064 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-032-4404`

Property Details

APN / Parcel Number

Primary APN	`25-032-4404`
Alternative APNs	`141425` `28652`

Interior

Bedrooms	3 Beds
Building Area	2,265 sqft Base Area
1st Floor Area	2,265 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Width	98 ft Width
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	235 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	141425
Street Address	28125 E SHORE DR
City	PENGILLY
State	MN
Zip	55775-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	REV DESC 4 OF LOT 4
Legal Range	22W
Legal Township	56N
Legal Section	32
Legal Lot Number	4
Jurisdiction	ITASCA MN
Township / Civil Division	LONE PINE
Census Block Group	3
Census Block	3062
Census Tract	481002

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28125 E SHORE DR, PENGILLY, MN 55775-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Document Number	2021758925
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Dec 6, 2021
Property Address	28125 E SHORE DR, PENGILLY, MN 55775-2122
Document Number	A000758925
Instrument Date	Nov 23, 2021
Instrument	A000758925
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 224TH LN NE, EAST BETHEL, MN 55011-9677

Mortgage

Document Number	A000758926
Date	Dec 6, 2021
Instrument	A000758926

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Jan 1, 2032
Max Rate At Change	3.1%
Index	1-Year CMT

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	28125 E SHORE DR, PENGILLY, MN 55775-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000716179
Date	Sep 21, 2017
Instrument	A000716179

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Lone Pine Township
Unified School District	Nashwauk-Keewatin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,064.00 (+11.46%) Homeowner's exemption
2025		$582,300 (+44.17%) Land $160,100 Building $422,200	$582,300 (+44.17%) Land $160,100 Building $422,200
2024	$3,646.00
2022		$403,900 Land $97,600 Building $306,300	$403,900 Land $97,600 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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