28124 Riggs Ct, Hayward, CA 94542 Property Records

Alameda County property record for 28124 Riggs Ct, Hayward, CA 94542

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 1986
Lot Size	0.082 acres (3,550 sqft)
Owner	Trust Name on File
Last Sale	$250,000 (Jun 1998)
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81D-2087-21`

Property Details

APN / Parcel Number

Primary APN	`81D-2087-21`
Alternative APN	`081D-2087-021-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,550 sqft (0.082 acres)

Location & Zoning

Street Address	28124 RIGGS CT
City	HAYWARD
State	CA
Zip	94542-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: TR: 3956
Legal Tract	3956
Legal Lot Number	20
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4011
Census Tract	435103

Owner

28124 Riggs Ct is held in a trust since October 2015.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	28124 RIGGS CT, HAYWARD, CA 94542-2438
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit 1ST UNITED CREDIT UNION
May 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 1998 · Amount on File
Deed Sale	Jun 8, 1998 · Amount on File
Deed Document Number	1998190015
Last Transfer Date	Oct 31, 2015
Transfer Doc	0000301908
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28124 RIGGS CT, HAYWARD, CA 94542-2438
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28124 RIGGS CT, HAYWARD, CA 94542-2438

Mortgage

Document Number	0000084773
Date	Jul 26, 2023
Instrument	2023084773

Lender

Name	1ST UNITED CREDIT UNION
Address	HAYWARD, CA 94542

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28124 RIGGS CT, HAYWARD, CA 94542-2438
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28124 RIGGS CT, HAYWARD, CA 94542-2438

Mortgage

Document Number	0000181813
Date	May 12, 2021
Instrument	2021181813

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28124 RIGGS CT, HAYWARD, CA 94542-2438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281245 RIGGS CT, HAYWARD, CA 94542

Mortgage

Document Number	0000286711
Date	Oct 27, 2020
Instrument	2020286711

Lender

Name	THE LOAN STORE INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28124 Riggs Ct was $5,059.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,150 (+2%) Land $122,145 Building $285,005
2025	$5,059.00	$399,167 Land $119,750 Building $279,417
2023	$4,938.00	$383,670 Land $115,101 Building $268,569	$886,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28124 Riggs Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28124 Riggs Ct is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Etheric Networks, T-Mobile, Tekify Fiber & Wireless, Unwired, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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