28122 Cole Pl, Hayward, CA 94544 Property Records

Alameda County property record for 28122 Cole Pl, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 951 sqft · built 1950
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2012)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452-76-82`

Property Details

APN / Parcel Number

Primary APN	`452-76-82`
Alternative APN	`452-0076-082-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	951 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,325 sqft (0.145 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	28122 COLE PL
City	HAYWARD
State	CA
Zip	94544-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00007 BLK: 0001 TR: 0966
Legal Subdivision	966 HAYWARD
Legal Tract	0966
Legal Block	1
Legal Lot Number	7
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2000
Census Tract	437800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28122 COLE PL, HAYWARD, CA 94544-5428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2012 · Amount on Record
Deed Sale	Oct 15, 2012 · Amount on Record
Deed Document Number	2012338374
Prior Transfer Date	Sep 9, 2011
Prior Transfer Doc	0000268370
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28122 COLE PL, HAYWARD, CA 94544-5428
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28122 COLE PL, HAYWARD, CA 94544-5428

Mortgage

Document Number	0000043070
Date	Apr 1, 2024
Instrument	2024043070

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	17%
Index	Prime Rate
Max Rate	17%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28122 COLE PL, HAYWARD, CA 94544-5428
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28122 COLE PL, HAYWARD, CA 94544-5428

Mortgage

Document Number	0000285668
Date	Aug 23, 2021
Instrument	2021285668

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Nov 1, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28122 COLE PL, HAYWARD, CA 94544-5428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196333
Date	Sep 7, 2017
Instrument	2017196333

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,160 (+2%) Land $88,548 Building $206,612
2025	$3,772.00 (+2.42%)	$289,374 (+4.04%) Land $86,812 Building $202,562
2023	$3,683.00	$278,138 Land $83,441 Building $194,697	$545,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125

May also be available: GeoLinks, Sonic Telecom, Verizon.

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