Osceola County property record for 2812 Willowseed Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,854 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $703,800 (2024) |
| Tax Bill | $9,788.00 (2025) |
| Primary APN | 202631526500011120 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,854 sqft Heated Area |
| Gross Area | 3,706 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 210 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2812 WILLOWSEED LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9364 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 8 PB 31 PGS 8-14 LOT 1120 |
| Legal Subdivision | TWIN LAKES PHS 8 TEMP |
| Legal Phase | 8 |
| Legal Lot Number | 1120 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631526500011120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2812 WILLOWSEED LN, SAINT CLOUD, FL 34772-9364 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 07, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2024 · Amount on Record |
| Deed Sale | Oct 07, 2024 · Amount on Record |
| Deed Doc Number | 2024128516 |
| Deed Book / Page | 6676 / 2248 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2812 WILLOWSEED LN, SAINT CLOUD, FL 34772-9364 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2812 WILLOWSEED LN, SAINT CLOUD, FL 34772-9364 |
| Document Number | 0069282914 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 6928/2914 |
| Instrument | 2026026349 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 07, 2024 |
| Property Address | 2812 WILLOWSEED LN, SAINT CLOUD, FL 34772-9364 |
| Document Number | 0066762248 |
| Book / Page | 6676 / 2248 |
| Map Reference | MB 31 PG 8-14 |
| Instrument Date | Sep 09, 2024 |
| Instrument | 2024128516 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,926.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546 |
| Name | Verified Name |
|---|---|
| Address | 2812 WILLOWSEED LN, SAINT CLOUD, FL 34772-9364 |
| Document Number | 2024128517 |
|---|---|
| Date | Oct 07, 2024 |
| Instrument | 2024128517 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,788.00 (+359.53%) Homeowner's exemption | $502,300 (+737.17%) Land $80,000 Building $422,300 | $502,300 (+737.17%) Land $80,000 Building $422,300 |
| 2023 | $2,130.00 (+6.87%) | $60,000 (+33.33%) Land $60,000 | $60,000 (+33.33%) Land $60,000 |
| 2022 | $1,993.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 315 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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