2812 Union Rd, Texarkana, AR 71854 Property Records

Miller County property record for 2812 Union Rd, Texarkana, AR 71854

Property Summary

Property Type	Rural Home
Details	2 ba · 1,540 sqft · built 1910
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$107 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00596400`

Property Details

APN / Parcel Number

Primary APN	`00596400`
Alternative APN	`10624`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2009
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	96 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	184 sqft
Lean-To	480 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2812 UNION RD
City	TEXARKANA
State	AR
Zip	71854-7580
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE NE NE
Legal Range	28W
Legal Township	16S
Legal Section	17
Legal Subdivision	17-16S-28W
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	2
Census Block	2009
Census Tract	20802

Owner

2812 Union Rd, a rural home, is owned and occupied by an individual who acquired it in January 2014.

Source: Miller County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2812 UNION RD, TEXARKANA, AR 71854-7580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Dec 8, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Aug 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT COM LLC
Jun 16, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 1997
Deed Sale	Mar 28, 1997
Deed Book / Page	379 / 33
Last Transfer Date	Jan 6, 2014
Transfer Doc	2014R000207
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	2812 UNION RD, TEXARKANA, AR 71854-7580
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R000727
Date	Feb 2, 2026
Instrument	2026R000727

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	2812 UNION RD, TEXARKANA, AR 71854-7580
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R009303
Date	Dec 8, 2021
Instrument	2021R009303

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	2812 UNION RD, TEXARKANA, AR 71854-7580
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R002739
Date	Apr 15, 2021
Instrument	2021R002739

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	2812 UNION RD, TEXARKANA, AR 71854-7580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R005400
Date	Aug 24, 2017
Instrument	2017R005400

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Jun 16, 2020
Property Address	2812 UNION RD, TEXARKANA, AR 71854-7580
Document Number	2020R005241
Instrument Date	Jun 16, 2020
Instrument	2020R005241
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 UNION RD, TEXARKANA, AR 71854-7580

Tax Assessment & Valuation

The 2026 property tax bill for 2812 Union Rd was $107 with a homeowner's exemption, down 41.2% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$107.00 (-41.21%) Homeowner's exemption	$23,890 (-) Land $2,380 Building $21,510	$119,450 (-) Land $11,900 Building $107,550
2025	$182.00 Homeowner's exemption	$23,890 Land $2,380 Building $21,510	$119,450 Land $11,900 Building $107,550
2023	$340.00 Homeowner's exemption	$25,450 Land $2,360 Building $23,090	$127,250 Land $11,800 Building $115,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2812 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Union Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Four States Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: SWATFIRST, T-Mobile.

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