2812 Stratford Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2812 Stratford Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,574 sqft · built 1968
Lot Size0.205 acres (8,925 sqft)
Owner2 Trust Names on File
Last Sale$1,390,000 (Nov 2024)
Tax Bill$15,821 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN210-394-014

Property Details

APN / Parcel Number

Primary APN210-394-014
Alternative APN
  • 210-394-014-0

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,574 sqft Living Area
1st Floor Area1,574 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1990
Lot Area8,925 sqft (0.205 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2812 STRATFORD DR
CitySAN RAMON
StateCA
Zip94583-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionTRACT 3372 LOT 93 EX MR
Legal SubdivisionSUBDIVISION 3372
Legal Tract3372
Legal Lot Number93
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract345101

Owner

2812 Stratford Dr is owner-occupied and held in a trust since November 2024.

Source: Contra Costa County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Dec 21, 2021Deed of Trust, Mortgage · Line of Credit
MERIWEST CU
Aug 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2024 · Amount on File
Deed SaleNov 5, 2024 · Amount on File
Prior SaleNov 2, 2006
Deed Document Number2024119537
Prior Transfer DateAug 15, 2017
Prior Transfer Doc0000152850
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionCONTRA COSTA CA
Recording DateSep 10, 2026
Property Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328
Document Number0000095617
Instrument DateSep 1, 2026
Instrument202695617
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328

Mortgage

Document Number0000124875
DateNov 5, 2025
Instrument2025- 124875
Lender
NameBANK OF AMERICA NA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030
Change Frequency6 Months
Min Rate At Change3.12%
Max Rate At Change7.12%
IndexOther
Max Rate10.1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 STLEARFORD, SAN RAMON, CA 94583

Mortgage

Document Number0000343560
DateDec 21, 2021
Instrument2021-343560
Lender
NameMERIWEST CU
TypeCredit Union
AddressSAN JOSE, CA 95153
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 23, 2017
Property Address2812 STRATFORD DR, SAN RAMON, CA 94583-3328
Document Number0000152850
Instrument DateAug 15, 2017
Instrument152850
Transaction TypeTransfer
Record UpdatedAug 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9085 ALCOSTA BLVD #302 SAN RAMON CA 945834110, 302, SAN RAMON, CA 94583-4110

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Stratford Dr was $15,821.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,417,800 (+2%) Land $1,071,000 Building $346,800
2025$15,821.00 Homeowner's exemption$1,390,000 Land $1,050,000 Building $340,000
2023$8,121.00 (+0.72%)$672,404 Land $432,718 Building $239,686
2022$8,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2812 Stratford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Stratford Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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