Contra Costa County property record for 2812 Stratford Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,574 sqft · built 1968 |
| Lot Size | 0.205 acres (8,925 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,390,000 (Nov 2024) |
| Tax Bill | $15,821 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-394-014 |
| Primary APN | 210-394-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 8,925 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 2812 STRATFORD DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | TRACT 3372 LOT 93 EX MR |
| Legal Subdivision | SUBDIVISION 3372 |
| Legal Tract | 3372 |
| Legal Lot Number | 93 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 345101 |
2812 Stratford Dr is owner-occupied and held in a trust since November 2024.
Source: Contra Costa County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit MERIWEST CU |
| Aug 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2024 · Amount on File |
| Deed Sale | Nov 5, 2024 · Amount on File |
| Prior Sale | Nov 2, 2006 |
| Deed Document Number | 2024119537 |
| Prior Transfer Date | Aug 15, 2017 |
| Prior Transfer Doc | 0000152850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 10, 2026 |
| Property Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Document Number | 0000095617 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202695617 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Document Number | 0000124875 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025- 124875 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2812 STLEARFORD, SAN RAMON, CA 94583 |
| Document Number | 0000343560 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-343560 |
| Name | MERIWEST CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95153 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 23, 2017 |
| Property Address | 2812 STRATFORD DR, SAN RAMON, CA 94583-3328 |
| Document Number | 0000152850 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 152850 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9085 ALCOSTA BLVD #302 SAN RAMON CA 945834110, 302, SAN RAMON, CA 94583-4110 |
The 2025 property tax bill for 2812 Stratford Dr was $15,821.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,417,800 (+2%) Land $1,071,000 Building $346,800 | |
| 2025 | $15,821.00 Homeowner's exemption | $1,390,000 Land $1,050,000 Building $340,000 |
| 2023 | $8,121.00 (+0.72%) | $672,404 Land $432,718 Building $239,686 |
| 2022 | $8,063.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2812 Stratford Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2812 Stratford Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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