2812 Steppe Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2812 Steppe Ln, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,626 sqft · built 2020
Lot Size0.165 acres (7,188 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2026)
Tax Bill$8,642 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jul 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-18-334-004

Property Details

APN / Parcel Number

Primary APN21-18-334-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,626 sqft Living Area
Gross Area2,341 sqft
1st Floor Area644 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area7,188 sqft (0.165 acres)
Lot Dimensions115 ft deep x 62 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area715 sqft
Parking Spaces2 Parking Spaces
PorchSlab
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2812 STEPPE LN
CityBLOOMINGTON
StateIL
Zip61705-4136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionFOX LAKE SUB 6TH ADDN LOT 77
Legal SubdivisionFOX LAKE SUB
Legal Lot Number77
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1030
Census Tract1402

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2812 STEPPE LN, BLOOMINGTON, IL 61705-4136
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Conventional Mortgage
CEFCU
Jul 30, 2020Warranty Deed, Transfer
NOT AVAILABLE, FTC
Sep 17, 2020Warranty Deed, Transfer · Conventional Mortgage
DEWITT SAVINGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleSep 17, 2020 · Amount on Record
Deed Document Number202613106
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 2, 2026
Property Address2812 STEPPE LN, BLOOMINGTON, IL 61705-4136
Document Number0000013106
Instrument DateAug 14, 2026
Instrument202613106
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyFRONTIER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 STEPPE LN, BLOOMINGTON, IL 61705-4136

Mortgage

Document Number0000013107,
DateSep 2, 2026
Instrument202613107
Lender
NameCEFCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 30, 2020
Property Address2812 STEPPE LN, BLOOMINGTON, IL 61705-4136
Document Number202000014633
Map ReferenceDOC 2017-00002956
Instrument DateJul 16, 2020
Instrument2020-00014633
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
Tax$45.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2212 OAKWOOD AVE, BLOOMINGTON, IL 61704-2414

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 17, 2020
Property Address2812 STEPPE LN, BLOOMINGTON, IL 61705-4136
Document Number202000018790
Map ReferenceDOC 2017-00002956
Instrument DateNov 12, 2019
Instrument2020-00018790
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2812 STEPPE LN, BLOOMINGTON, IL 61705-4136

Mortgage

Document Number202000018791
DateSep 17, 2020
Instrument2020-00018791
Lender
NameDEWITT SAVINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,642.00 (+1.79%)$117,064 (+16.75%) Land $21,120 Building $95,944$351,192 (+16.75%) Land $63,360 Building $287,832
2024$8,490.00 (+6.3%)
2023$7,987.00 (+25.84%)$100,271 (+28.82%) Land $18,090 Building $82,181$300,813 (+28.82%) Land $54,270 Building $246,543
2022$6,347.00$77,839 Land $14,043 Building $63,796$233,517 Land $42,129 Building $191,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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