2812 Sparrow Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2812 Sparrow Dr, O Fallon, MO 63368 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,341 sqft · built 1996
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2015)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972000495`

Property Details

APN / Parcel Number

Primary APN	`A972000495`
Alternative APN	`2-0130-7519-00-0038.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,341 sqft Living Area
Gross Area	4,058 sqft
1st Floor Area	1,288 sqft
Basement Area	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000495
Street Address	2812 SPARROW DR
City	O FALLON
State	MO
Zip	63368-8043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE OAKLAND VLG LOT 38
Legal Subdivision	VLGS AT DARDENNE OAKLAND VLG
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2003
Census Tract	311152

Owner

Source: St. Charles County records · APN A972000495

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2812 SPARROW DR, O FALLON, MO 63368-8043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINDELL BANK
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2015 · Amount on Record
Deed Sale	Feb 05, 2015 · Amount on Record
Prior Sale	Jan 17, 2007 · Amount on Record
Deed Document Number	201567210
Deed Book / Page	6301 / 1379
Last Transfer Date	Jul 16, 2025
Transfer Doc	0000030112
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2812 SPARROW DR, O FALLON, MO 63368-8043
Transaction Type	Mortgage
Record Updated	Nov 03, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 SPARROW DR, O FALLON, MO 63368-8043

Mortgage

Document Number	2021R087281
Date	Oct 21, 2021
Instrument	2021R-087281

Lender

Name	LINDELL BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2812 SPARROW DR, O FALLON, MO 63368-8043
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072042048
Date	Dec 26, 2019
Book Page	7204/2048
Instrument	20191226000741510

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2812 SPARROW DR, O FALLON, MO 63368-8043
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 SPARROW DR, O FALLON, MO 63368-8043

Mortgage

Document Number	0073821073
Date	Aug 27, 2020
Book Page	7382/1073
Instrument	20200827000624050

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2040

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00 (+2.29%)	$73,824 (+5.31%)	$388,548 (+5.31%) Land $75,000 Building $313,548
2024	$4,629.00
2023		$70,099
2022			$368,940 Land $50,000 Building $318,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111522, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 6% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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