2812 School St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2812 School St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1935
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Mar 2026)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-115-000-331.02`

Property Details

APN / Parcel Number

Primary APN	`53-115-000-331.02`
Alternative APNs	`053-115-000-331.02` `1150003312` `1956`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,404 sqft
Basement Area	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1956
Street Address	2812 SCHOOL ST
City	TWO RIVERS
State	WI
Zip	54241-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	EDGEWOOD ADD S 48.03` OF LOTS 33 & 34
Legal Subdivision	EDGEWOOD ADD
Legal Lot Number	33,34
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1009
Census Tract	5300

Owner

2812 School St is owned and occupied by two individuals who bought it in March 2026.

Source: Manitowoc County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2812 SCHOOL ST, TWO RIVERS, WI 54241-2030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage FOX COMMUNITIES CU
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CLEVELAND STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Deed Document Number	20261292963
Deed Book / Page	3751 / 59
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2812 SCHOOL ST, TWO RIVERS, WI 54241-2030
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 SCHOOL ST, TWO RIVERS, WI 54241-2030

Mortgage

Document Number	003577/437
Date	Aug 25, 2023
Book Page	3577/437
Instrument	1265291

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Mar 11, 2026
Property Address	2812 SCHOOL ST, TWO RIVERS, WI 54241-2030
Document Number	0003751/59
Book / Page	3751 / 59
Instrument Date	Mar 9, 2026
Instrument	1292963
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	KNIGHT BARRY TITLE ADVANTAGE L, KNIGHT BARRY TTL ADVANTAGE L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 SCHOOL ST, TWO RIVERS, WI 54241-2030

Mortgage

Document Number	0001292964
Date	Mar 11, 2026
Instrument	1292964

Lender

Name	CLEVELAND STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2812 School St was $2,332, up 7.6% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (+7.61%) Homeowner's exemption Additional exemption filed	$148,100 (-) Land $8,400 Building $139,700	$171,226 Land $9,712 Building $161,514
2024	$2,167.00 (+19.79%)	$148,100 (+92.09%) Land $8,400 Building $139,700
2023	$1,809.00 Homeowner's exemption	$77,100 Land $6,000 Building $71,100	$122,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2812 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures