Spokane County property record for 2812 S Progress Rd, Spokane Valley, WA 99037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,216 sqft · built 2002 |
| Lot Size | 0.985 acres (42,902 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Mar 2020) |
| Tax Bill | $8,459 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45264.1041 |
| Primary APN | 45264.1041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,216 sqft Living Area |
| Gross Area | 4,445 sqft |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 744 sqft |
| Finished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,902 sqft (0.985 acres) |
| Lot Dimensions | 317 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 1,229 sqft |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | 222 sqft |
|---|---|
| Patio Area | 222 sqft |
| Canopy | 222 sqft |
| Wet Bar | Wet Bar |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 2812 S PROGRESS RD |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99037-8301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | VERA W1/2 OF N135.17FT OF TR 231 |
| Legal Range | 44E |
| Legal Township | 25N |
| Legal Section | 26 |
| Legal Subdivision | VERA |
| Legal Tract | 231 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 12902 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK |
| Jul 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK |
| Mar 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK |
| Sep 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Prior Sale | Sep 13, 2019 · Amount on Record |
| Deed Document Number | 20206898457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Document Number | 0007175293 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 7175293 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0006825283 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 6825283 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99216 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006967572 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 6967572 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 4, 2020 |
| Property Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Document Number | 0006898457 |
| Map Reference | VOL O PG 30 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 6898457 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,696.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Document Number | 0006898458 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 6898458 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 13, 2019 |
| Property Address | 2812 S PROGRESS RD, SPOKANE VALLEY, WA 99037-8301 |
| Document Number | 0006842166 |
| Map Reference | VOL O PG 30 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 6842166 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11612 S ELK RUN LN, SPOKANE, WA 99224-4936 |
| Document Number | 0006842167 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 6842167 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,459.00 (+4.07%) | $723,000 (-4.12%) Land $130,000 Building $593,000 | $723,000 (-4.12%) Land $130,000 Building $593,000 |
| 2025 | $8,128.00 (+13.16%) | ||
| 2024 | $754,100 (+26.38%) Land $80,000 Building $674,100 | $754,100 (+26.38%) Land $80,000 Building $674,100 | |
| 2023 | $7,183.00 (+2.19%) | $596,700 Land $98,000 Building $498,700 | $596,700 Land $98,000 Building $498,700 |
| 2022 | $7,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERA WATER & POWER serves 24,692 people · EPA ID WA5391450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 21 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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