2812 S Moss Stone Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 2812 S Moss Stone Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,552 sqft · built 2017
Lot Size	0.257 acres (11,182 sqft)
Owner	2 Trust Names on File
Last Sale	$548,000 (May 2018)
Tax Bill	$6,699 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-30-322-021-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-30-322-021-000`
Alternative APN	`89897`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Finished Area
Basement Area	1,552 sqft
Finished Basement	1,253 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,182 sqft (0.257 acres)
Lot Dimensions	130 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	89897
Street Address	2812 S MOSS STONE AVE
City	SIOUX FALLS
State	SD
Zip	57110-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 22 COPPER CREEK 2ND ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	COPPER CREEK 2ND ADDITION
Legal Block	22
Legal Lot Number	21
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1025
Census Tract	10401

Owner

2812 S Moss Stone Ave is owner-occupied and held in a trust since May 2018.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage GREAT WESTERN BANK
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage GREAT WESTERN BANK
Dec 8, 2020	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 7, 2018	Warranty Deed, Subdivision Related Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Deed Document Number	2018810254
Deed Book / Page	582 / 417
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828

Mortgage

Document Number	1938MTG/309
Date	Nov 2, 2021
Book Page	1938 MTG/309

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1877MTG/98
Date	Feb 3, 2020
Book Page	1877 MTG/98

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1906MTG/957
Date	Dec 2, 2020
Book Page	1906 MTG/957

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 8, 2020
Property Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828
Document Number	600DEED/828
Book / Page	600 DEED / 828
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4312 N OLYMPIA DR, SIOUX FALLS, SD 57107-2065

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 7, 2018
Property Address	2812 S MOSS STONE AVE, SIOUX FALLS, SD 57110-6828
Document Number	000582/417
Book / Page	582 / 417
Instrument Date	Apr 26, 2018
Instrument	810254
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2812 S Moss Stone Ave was $6,699.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,950 (-2.07%) Land $65,076 Building $424,874	$489,950 Land $65,076 Building $424,874
2025	$6,699.00	$500,300 (-6.66%) Land $65,800 Building $434,500
2024	$6,699.00	$536,000 Land $74,600 Building $461,400
2022	$6,475.00	$436,600 Land $70,800 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2812 S Moss Stone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 S Moss Stone Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP, LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

Nearby Properties on S Moss Stone Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures