2812 Ridgeway Dr, Plano, TX 75074 Property Records

Collin County property record for 2812 Ridgeway Dr, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1962
Owner	2 Individual Names on Record
Tax Bill	$382 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0270-003-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-0270-003-0090-1`
Alternative APN	`138327`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	875 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	356 sqft

Location & Zoning

Account Number	138327
Street Address	2812 RIDGEWAY DR
City	PLANO
State	TX
Zip	75074-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	MEADOWS FIRST SECTION (CPL), BLK 3, LOT 9
Legal Subdivision	MEADOWS FIRST SECTION (CPL)
Legal Block	3
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1015
Census Tract	32014

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2812 RIDGEWAY DR, PLANO, TX 75074-6639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage BBVA USA
Oct 9, 2018	Deed of Trust, Mortgage COMPASS BK
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019
Deed Sale	Apr 30, 2019
Deed Document Number	20191210001569350
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2812 RIDGEWAY DR, PLANO, TX 75074-6639
Document Number	0001569360
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RIDGEWAY DR PLANO TX 750746639, PLANO, TX 75074-6639

Mortgage

Document Number	0001569360
Date	Dec 10, 2019
Instrument	1569360

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35296

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2812 RIDGEWAY DR, PLANO, TX 75074-6639
Document Number	0001305010
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RIDGEWAY DR PLANO TX 750746639, PLANO, TX 75074-6639

Mortgage

Document Number	0001305010
Date	Oct 19, 2018
Instrument	1305010

Lender

Name	COMPASS BK
Type	Bank
Address	PLANO, TX 75074

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2812 RIDGEWAY DR, PLANO, TX 75074-6639
Document Number	0000966800
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RIDGEWAY DR PLANO TX 750746639, PLANO, TX 75074-6639

Mortgage

Document Number	0000966800
Date	Jul 24, 2017
Instrument	966800

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	PLANO, TX 75074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jul 23, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,211 (-6.63%) Land $65,000 Building $175,211	$240,211 (-6.63%) Land $65,000 Building $175,211
2024	$382.00 (-64.13%)
2023		$257,278 Land $65,000 Building $192,278	$257,278 Land $65,000 Building $192,278
2022	$1,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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