McHenry County property record for 2812 Regner Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.38 acres (60,385 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jan 2022 Line of Credit Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-131-005 |
| Primary APN | 10-20-131-005 |
|---|
| Lot Area | 60,385 sqft |
|---|
| Street Address | 2812 REGNER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0048194 LT 5 NI-KY WOODS |
| Legal Subdivision | NI-KY WOODS |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 870702 |
Source: McHenry County records · APN 10-20-131-005
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8409 MEMORY TRL, WONDER LAKE, IL 60097-9482 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Mar 09, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES INC |
| Nov 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 06, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Jun 06, 2019 · Amount on Record |
| Last Transfer Date | Nov 10, 2020 |
| Transfer Doc | 0000048194 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2812 REGNER RD, MCHENRY, IL 60051-7829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002165 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022R0002165 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2812 REGNER RD, MCHENRY, IL 60051-7829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Title Company | DUKANE TITLE, DUKANE TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 2812 REGNER RD, MCHENRY, IL 60051-7829 |
| Document Number | 0000005034 |
|---|---|
| Date | Mar 09, 2023 |
| Instrument | 2023R0005034 |
| Name | AMERICAN FIDELITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | WHEATON, IL 60189 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 10, 2020 |
| Property Address | 2812 REGNER RD, MCHENRY, IL 60051-7829 |
| Document Number | 0000048194 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 48194 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8409 MEMORY TRL WONDER LAKE IL 600979482, WONDER LAKE, IL 60097-9482 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 06, 2019 |
| Property Address | 2812 REGNER RD, MCHENRY, IL 60051-7829 |
| Document Number | 0000016299 |
| Instrument Date | May 16, 2019 |
| Instrument | 16299 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2302 N SPOJNIA RD MCHENRY IL 600503468, MCHENRY, IL 60050-3468 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $60,159 Land $14,093 Building $46,066 | $180,477 Land $42,279 Building $138,198 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 38 (1979–2026) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 93 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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