2812 Reckord Rd, Fallston, MD 21047 Property Records

Harford County property record for 2812 Reckord Rd, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	2.5 ba · 4,152 sqft · built 1989
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$7,205 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-204405`

Property Details

APN / Parcel Number

Primary APN	`03-204405`
Alternative APNs	`3204405` `204405`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,152 sqft Total Area
Utility Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	696,960 sqft (16 acres)
Garage Type	Mixed
Garage Area	1,584 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	168 sqft
Patio Area	1,531 sqft
Shed	1 Shed
Shed Area	1,840 sqft
Bath House	600 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	204405
Street Address	2812 RECKORD RD
City	FALLSTON
State	MD
Zip	21047-2867
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 5 16 ACRES 2812 RECKORD ROAD TIMBERWOOD FARMS P 56/08
Legal Subdivision	TIMBERWOOD FARMS
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3013
Census Tract	303400

Owner

Source: Harford County records · APN 03-204405

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2812 RECKORD RD, FALLSTON, MD 21047-2867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed, Transfer · Conventional Mortgage ROSWELL BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Feb 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2026 · Amount on Record
Deed Sale	May 06, 2026 · Amount on Record
Prior Sale	Dec 07, 2016 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17114 / 35
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	0127190214
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 06, 2026
Property Address	2812 RECKORD RD, FALLSTON, MD 21047-2867
Document Number	0171140035
Book / Page	17114 / 35
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FRONT DOOR TITLE INC, FRONT DOOR TITLE

Transaction

Amount	Amount Recorded
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2812 RECKORD RD, FALLSTON, MD 21047-2867
Investor	Possibly a Property Investor

Mortgage

Document Number	1711000041,
Date	May 06, 2026
Book Page	17114/41

Lender

Name	ROSWELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2812 RECKORD RD, FALLSTON, MD 21047-2867
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141910386
Date	Oct 19, 2020
Book Page	14191/386

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Feb 23, 2018
Property Address	2812 RECKORD RD, FALLSTON, MD 21047-2867
Document Number	0127190214
Book / Page	12719 / 0214
Map Reference	MB54 FO21
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FRONT DOOR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2812 RECKFORD RD, FALLSTON, MD 21047-2867

Mortgage

Document Number	0012719220
Date	Feb 23, 2018
Instrument	12719/220

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,867 (+2.88%)	$742,200 (+8.64%) Land $143,000 Building $599,200
2025	$7,205.00 (+9.1%) Homeowner's exemption	$683,200 (+8.78%) Land $143,000 Building $540,200	$683,200 (-) Land $143,000 Building $540,200
2023		$628,067	$683,200 Land $143,000 Building $540,200
2022	$6,604.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jun 2021, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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