Sacramento County property record for 2812 Panay Ct, Carmichael, CA 95608 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,931 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $565,000 (2025) |
| Tax Bill | $2,606.00 (2025) |
| Primary APN | 273-0162-002-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,931 sqft Living Area |
| 1st Floor | 1,713 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Pool Area | 7,000 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2812 PANAY CT |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-4814 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MONTARA PARK, LOT 6 |
| Legal Subdivision | MONTARA PARK |
| Legal Lot Number | 6 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | SACRAMENTO |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 7802 |
Source: Sacramento County records · APN 273-0162-002-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC WEST LENDING LLC |
| Jun 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PACIFIC WEST LENDING LLC |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Apr 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 23, 2020 | Affidavit of Death, Transfer UNISOURCE |
| Jun 23, 2020 | Quit Claim Deed, Transfer NETWORK CAP FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Deed Book / Page | 20250620 / 565 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 6280000000009 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001428 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022012001428 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001179 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 202103161179 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Document Number | 7210000000838 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 20210721/838 |
| Name | PACIFIC WEST LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 28, 2021 |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Document Number | 0000000009 |
| Map Reference | MB 46 MAP 15 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 202106280009 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000838 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 202107210838 |
| Name | PACIFIC WEST LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Document Number | 3160000001179 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 20210316/1179 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TSI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000190 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 20170412/0190 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Document Number | 2006230685 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2006230685 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2812 PANAY CT CARMICHAEL CA 956084814, CARMICHAEL, CA 95608-4814 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 2812 PANAY CT, CARMICHAEL, CA 95608-4814 |
| Document Number | 2006230686 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2006230686 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2812 PANAY CT CARMICHAEL CA 956084814, CARMICHAEL, CA 95608-4814 |
| Document Number | 2006230687 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2006230687 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $576,300 (+168.39%) Land $172,890 Building $403,410 | |
| 2025 | $2,606.00 (+2.12%) | $214,724 (+4.04%) Land $58,553 Building $156,171 |
| 2024 | $2,552.00 (+1.63%) | |
| 2023 | $2,511.00 (+2.03%) | $206,387 Land $56,280 Building $150,107 |
| 2022 | $2,461.00 |
2812 Panay Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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