2812 Pacheco St, Concord, CA 94519 Property Records

Contra Costa County property record for 2812 Pacheco St, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1942
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jun 2019)
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111-218-006`

Property Details

APN / Parcel Number

Primary APN	`111-218-006`
Alternative APN	`111-218-006-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,174 sqft
1st Floor Area	880 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2812 PACHECO ST
City	CONCORD
State	CA
Zip	94519-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CONCORD TERR #1 LOT 67
Legal Subdivision	CONCORD UPLANDS 02
Legal Lot Number	67
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4013
Census Tract	330000

Owner

2812 Pacheco St is owned and occupied by two individuals who bought it in June 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2812 PACHECO ST, CONCORD, CA 94519-2554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 18, 2019	Grant Deed, Transfer · ARM COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Deed Document Number	201991859
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2812 PACHECO ST, CONCORD, CA 94519-2554
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029907
Date	Mar 5, 2019
Instrument	2019-029907

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2019
Property Address	2812 PACHECO ST, CONCORD, CA 94519-2554
Document Number	0000091859
Map Reference	MB 26 PG 871
Instrument Date	Jun 14, 2019
Instrument	2019-091859
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2812 PACHECO ST, CONCORD, CA 94519-2554

Mortgage

Document Number	0000091860
Date	Jun 18, 2019
Instrument	2019-091860

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Margin	4
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Pacheco St was $6,615.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,708 (+2%) Land $403,927 Building $113,781
2025	$6,615.00	$507,557 Land $396,007 Building $111,550
2023	$6,316.00 (+1.45%)	$487,850 Land $380,631 Building $107,219
2022	$6,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2812 Pacheco St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2812 Pacheco St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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