2812 N Main St, Royal Oak, MI 48073 Property Records

Oakland County property record for 2812 N Main St, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,535 sqft · built 1948
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2023)
Tax Bill	$6,669 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-151-003`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-151-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area
1st Floor Area	763 sqft
Basement Area	763 sqft
Unfinished Basement	762 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2812 N MAIN ST
City	ROYAL OAK
State	MI
Zip	48073-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 BASSETT & SMITH'S NORTH MAIN SUB LOTS 31 & 32, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	NORTH MAIN SUB
Legal Lot Number	31-32
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1006
Census Tract	183800

Owner

2812 N Main St is owned by two individuals who bought it in July 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6600 RANNOCH CT, BETHESDA, MD 20817-5424
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 29, 2018	Warranty Deed, Transfer QUICKEN LNS
Jan 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	202373465
Deed Book / Page	58719 / 323
Prior Transfer Date	Oct 27, 2013
Prior Transfer Doc	0000013701
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 7, 2023
Property Address	2812 N MAIN ST, ROYAL OAK, MI 48073-3416
Document Number	0000073465
Book / Page	58719 / 323
Map Reference	LB 39 PG 11
Instrument Date	Jun 26, 2023
Instrument	73465
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2812 N MAIN ST, ROYAL OAK, MI 48073-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 N MAIN ST, ROYAL OAK, MI 48073-3416

Mortgage

Document Number	0000075288
Date	Jul 12, 2023
Book Page	58730/675
Instrument	75288

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 29, 2018
Property Address	2812 N MAIN ST, ROYAL OAK, MI 48073-3416
Document Number	0000014693
Book / Page	051512 / 000827
Instrument Date	Jan 18, 2018
Instrument	14693
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount on Record
Tax	$1,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 SOMERSET BLVD TROY MI 480844063, TROY, MI 48084-4063

Mortgage

Document Number	14695
Date	Jan 29, 2018
Book Page	051512/000839
Instrument	14695

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Mortgage

Document Number	16129,
Date	Jan 29, 2018
Book Page	051519/000851
Instrument	16129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 26, 2018
Property Address	2812 N MAIN ST, ROYAL OAK, MI 48073-3416
Document Number	0000013701
Book / Page	051507 / 000184
Instrument Date	Oct 27, 2013
Instrument	13701
Transaction Type	Transfer
Record Updated	Feb 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	276 OVERHILL RD BLOOMFIELD HILLS MI 483012560, BLOOMFIELD HILLS, MI 48301-2560

Tax Assessment & Valuation

The 2025 property tax bill for 2812 N Main St was $6,669, down 16.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,669.00 (-16.37%)	$154,470	$308,940
2024	$7,974.00
2022	$4,597.00
2018		$81,570	$163,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2812 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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