McLennan County property record for 2812 Morrow Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1925 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $905 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 480438000279000 |
| Primary APN | 480438000279000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 540 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 1,012 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 159 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 196479 |
|---|---|
| Old Parcel Number | 4804380002790000111 |
| Street Address | 2812 MORROW AVE |
| City | WACO |
| State | TX |
| Zip | 76707-3370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST END LOT 4 BLOCK Z ACRES .1894 |
| Legal Subdivision | WEST END |
| Legal Block | Z |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800 |
Source: McLennan County assessment roll, APN 480438000279000, as of August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2812 MORROW AVE, WACO, TX 76707-3370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Aug 02, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2000 |
| Deed Sale | Mar 06, 2000 |
| Deed Document Number | 0000603760 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2812 MORROW AVE, WACO, TX 76707-3370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2812 MORROW AVE, WACO, TX 76707-3370 |
| Document Number | 0000031290 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 2021031290 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2812 MORROW AVE, WACO, TX 76707-3370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2812 MORROW AVE, WACO, TX 76707-3370 |
| Document Number | 0000030523 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 2021030523 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLennan County assessment roll as of August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,190 (-24.56%) Land $24,590 Building $234,378 | $258,968 (+8.43%) Land $24,590 Building $234,378 | |
| 2024 | $905.00 (+11.87%) | ||
| 2023 | $238,840 Land $24,590 Building $214,250 | $238,840 Land $24,590 Building $214,250 | |
| 2022 | $809.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090008001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 562 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Helmsco, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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