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2812 Messanie St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2812 Messanie St, Saint Joseph, MO 64501

Property Summary

Property TypeSingle Family Home
Details1,040 sqft · built 1957
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on File
Last Sale$129,400 (May 2021)
Tax Bill$971 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2021 Mortgage
APN06-5.0-15-002-001-090.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-002-001-090.000

Interior

Building Area1,040 sqft Base Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Location & Zoning

Street Address2812 MESSANIE ST
CitySAINT JOSEPH
StateMO
Zip64501-3439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description15-57-35NWSUB: LOT: BLK:LGL DESC:BEG 25' S & 950' W OF NE COR NW NW4 TH W 75' TH S TO N/L R/W TH SERLY TO PNT 950' W OF E/L TH N TO BEG
Legal Range35W
Legal Township57N
Legal Section15
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2029
Census Tract900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2812 MESSANIE ST, SAINT JOSEPH, MO 64501-3439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Partial Claim Mortgage
PLANET HOME LENDING LLC
May 12, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021 · Amount on File
Deed SaleMay 12, 2021 · Amount on File
Prior SaleDec 8, 2009 · Amount on File
Deed Document Number20214830
Deed Book / Page3762 / 174
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2812 MESSANIE ST, SAINT JOSEPH, MO 64501-3439
Transaction TypeMortgage
Record UpdatedApr 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 MESSANIE ST, SAINT JOSEPH, MO 64501-3439

Mortgage

Document Number003816/773
DateMar 18, 2026
Book Page3816/773
Instrument2026001976
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term303 Months
DueJun 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMay 12, 2021
Property Address2812 MESSANIE ST, SAINT JOSEPH, MO 64501-3439
Document Number3762/174
Book / Page3762 / 174
Instrument DateMay 11, 2021
Instrument2021004830
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14703 SE KELLEY RD, 14703, FAUCETT, MO 64448-9161

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 MESSANIE ST, SAINT JOSEPH, MO 64501-3439

Mortgage

Document Number2021004831
DateMay 12, 2021
Instrument2021004831
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$971.00 (+0.1%)$13,560 (+6.35%) Land $2,000 Building $11,560$71,350 (+6.37%) Land $10,500 Building $60,850
2024$970.00 (+16.03%)
2023$836.00 (-0.71%)$12,750 (-) Land $2,000 Building $10,750$67,080 (-) Land $10,500 Building $56,580
2022$842.00$12,750 Land $2,000 Building $10,750
2021$67,080 Land $10,500 Building $56,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

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