2812 Ludlow Rd, Albion, MI 49224 Property Records

Jackson County property record for 2812 Ludlow Rd, Albion, MI 49224

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 1.5 ba · 2,165 sqft · built 1904
Lot Size80 acres (3,484,800 sqft)
OwnerIndividual Name on File
Tax Bill$875 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN000-06-29-101-002-00

Property Details

APN / Parcel Number

Primary APN000-06-29-101-002-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,165 sqft Total Area
1st Floor Area1,402 sqft
Basement Area728 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Lot Area3,484,800 sqft (80 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2812 LUDLOW RD
CityALBION
StateMI
Zip49224-9145
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeAG 1
Legal DescriptionSEC 29 T2S R3W NW1/4 NE1/4 ALSO NE1/4 NW1/4
Legal Range03W
Legal Township02S
Legal Section29
JurisdictionJACKSON MI
Township / Civil DivisionPARMA
Census Block Group5
Census Block5019
Census Tract6500

Owner

2812 Ludlow Rd, an agricultural property, is owned and occupied by an individual who acquired it in March 2013.

Source: Jackson County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2812 LUDLOW RD, ALBION, MI 49224-9145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SVCS
Oct 24, 2018Loan Modification, Mortgage
MARSHALL CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 27, 2013
Transfer Doc0002647030
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address2812 LUDLOW RD, ALBION, MI 49224-9145
Document Number0002860704
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 LUDLOW RD ALBION MI 492249145, ALBION, MI 49224-9145

Mortgage

Document Number0002860704
DateSep 25, 2020
Book Page002170/000515
Instrument2860704
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON MI
Property Address2812 LUDLOW RD, ALBION, MI 49224-9145
Document Number0002808851
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2812 LUDLOW RD ALBION MI 492249145, ALBION, MI 49224-9145

Mortgage

Document Number0002808851
DateNov 2, 2018
Book Page002130/000663
Instrument2808851
Lender
NameMARSHALL CMNTY CU
TypeCredit Union
AddressMARSHALL, MI 49068
Agreement
AmountAmount on Record
Term60 Months
DueNov 1, 2023
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Ludlow Rd was $875 with a homeowner's exemption, down 65.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionParma Township
Unified School DistrictSpringport Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,100 (+4.91%) Land $198,100 Building $97,000$590,200 (+4.91%) Land $396,200 Building $194,000
2025$875.00 (-65.91%)$281,300 Land $184,300 Building $97,000$562,600 Land $368,600 Building $194,000
2024$2,567.00
2023$259,900 Land $172,900 Building $87,000$519,800 Land $345,800 Building $174,000
2022$2,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2812 Ludlow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Ludlow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Ludlow Rd

Nearby Streets

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