2812 Louise St, Oceanside, CA 92056 Property Records

San Diego County property record for 2812 Louise St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 969 sqft · built 1962
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 1987)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Nov 2017 Reverse Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-234-10-00`

Property Details

APN / Parcel Number

Primary APN	`166-234-10-00`
Alternative APN	`1662121000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	969 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1662121000
Street Address	2812 LOUISE ST
City	OCEANSIDE
State	CA
Zip	92056-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 205 TR 004693
Legal Subdivision	LYNNWOOD KNOLLS
Legal Tract	004693
Legal Block	2
Legal Lot Number	205
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	18519

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2812 LOUISE ST, OCEANSIDE, CA 92056-4246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Nov 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 1987 · Amount on Record
Deed Sale	Mar 13, 1987 · Amount on Record
Deed Document Number	1987131632
Last Transfer Date	Dec 4, 2002
Transfer Doc	0001107846
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2812 LOUISE ST, OCEANSIDE, CA 92056-4246
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000544240
Date	Nov 22, 2017
Instrument	2017-0544240

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	414 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2812 LOUISE ST, OCEANSIDE, CA 92056-4246
Document Number	0000544241
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 LOUISE ST OCEANSIDE CA 920564246, OCEANSIDE, CA 92056-4246

Mortgage

Document Number	0000544241
Date	Nov 22, 2017
Instrument	544241

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.38%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$159,265 (+2%) Land $59,872 Building $99,393
2025	$1,737.00 (+8.83%) Homeowner's exemption	$156,144 (+4.04%) Land $58,699 Building $97,445
2023	$1,596.00 (+0.38%) Homeowner's exemption	$150,083 Land $56,421 Building $93,662
2022	$1,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile.

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