2812 Harrison Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2812 Harrison Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,569 sqft · built 1915
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Oct 2025)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-0055-0061-00`

Property Details

APN / Parcel Number

Primary APN	`208-0055-0061-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,569 sqft Living Area
Gross Area	5,017 sqft
1st Floor Area	1,448 sqft
2nd Floor Area	1,448 sqft
Attic	Attic
Attic Area	673 sqft
Basement Area	1,448 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Porch	Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2812 HARRISON AVE
City	CINCINNATI
State	OH
Zip	45211-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	2812 HARRISON AVE 75 X 175 NES HARRISON AVE 175 FT SE OF MC KINLEY AVE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	10002

Owner

Source: Hamilton County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2812 HARRISON AVE, CINCINNATI, OH 45211-7102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit BMI FCU
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit BMI FCU
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage WARSAW FSLA
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	202577588
Deed Book / Page	15515 / 2257
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2812 HARRISON AVE, CINCINNATI, OH 45211-7102
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019596
Date	Mar 23, 2023
Book Page	14879/135
Instrument	2023-0019596

Lender

Name	BMI FCU
Type	Credit Union
Address	DUBLIN, OH 43016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2812 HARRISON AVE, CINCINNATI, OH 45211-7102
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077186
Date	Aug 9, 2022
Book Page	14726/316
Instrument	2022-0077186

Lender

Name	BMI FCU
Type	Credit Union
Address	DUBLIN, OH 43016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 6, 2025
Property Address	2812 HARRISON AVE, CINCINNATI, OH 45211-7102
Document Number	0000077588
Book / Page	15515 / 2257
Instrument Date	Oct 1, 2025
Instrument	2025-0077588
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2812 HARRISON AVE, CINCINNATI, OH 45211-7102

Mortgage

Document Number	0000077589
Date	Oct 6, 2025
Instrument	2025-0077589

Lender

Name	WARSAW FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.07%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 27, 2021
Property Address	2812 HARRISON AVE, CINCINNATI, OH 45211-7102
Document Number	0000104247
Book / Page	14490 / 3231
Instrument Date	Jun 24, 2021
Instrument	2021-0104247
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152

Mortgage

Document Number	0000104248
Date	Aug 27, 2021
Instrument	2021-0104248

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,399.00 (+3.13%)	$87,501 (+%) Land $9,832 Building $77,669	$250,000 (-) Land $28,090 Building $221,910
2024	$5,235.00 (-2.2%)	$87,499 (-) Land $9,831 Building $77,668
2023	$5,353.00 (+123.41%)	$87,499 (+150.32%) Land $9,831 Building $77,668	$250,000 (+150.33%) Land $28,090 Building $221,910
2022	$2,396.00 Homeowner's exemption	$34,955 Land $7,980 Building $26,975
2020			$99,870 Land $22,800 Building $77,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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