2812 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2812 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 610 sqft · built 1953
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2023)
Tax Bill	$2,291 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0113`

Property Details

APN / Parcel Number

Primary APN	`35044.0113`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	610 sqft Living Area
1st Floor Area	610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2812 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	MINNEHAHA W SUB B15-16 L4 B15
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	MINNEHAHA W SUB
Legal Block	15-16
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1028
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 E 19TH AVE, SPOKANE, WA 99203-2307
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer · FHA Mortgage GUARDIAN MORTGAGE CO INC
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2019	Warranty Deed, Transfer VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	20237318902
Prior Transfer Date	Feb 15, 2016
Prior Transfer Doc	0006639963
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 14, 2023
Property Address	2812 E PROVIDENCE AVE, SPOKANE, WA 99207-5837
Document Number	0007318902
Map Reference	VOL E PG 24
Instrument Date	Nov 10, 2023
Instrument	7318902
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E 19TH AVE, SPOKANE, WA 99203-2307

Mortgage

Document Number	0007318903
Date	Nov 14, 2023
Instrument	7318903

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0007318904
Date	Nov 14, 2023
Instrument	7318904

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 4, 2020
Property Address	2812 E PROVIDENCE AVE, SPOKANE, WA 99207-5837
Document Number	0006990795
Map Reference	VOL E PG 24
Instrument Date	Nov 3, 2020
Instrument	6990795
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 E PROVIDENCE AVE, SPOKANE, WA 99207-5837

Mortgage

Document Number	0006990796
Date	Nov 4, 2020
Instrument	6990796

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 26, 2019
Property Address	2812 E PROVIDENCE AVE, SPOKANE, WA 99207-5837
Document Number	0006846594
Instrument Date	Sep 25, 2019
Instrument	6846594
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$1,249.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32907 N RIMROSE DR CHATTAROY WA 990038634, CHATTAROY, WA 99003-8634

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 15, 2017
Property Address	2812 E PROVIDENCE AVE, SPOKANE, WA 99207-5837
Document Number	0006639963
Instrument Date	Feb 15, 2016
Instrument	6639963
Transaction Type	Transfer
Record Updated	Sep 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2611 E ROWAN AVE SPOKANE WA 992176249, SPOKANE, WA 99217-6249

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,291.00 (+12.14%)	$207,300 (+131.88%) Land $80,000 Building $127,300	$207,300 (+131.88%) Land $80,000 Building $127,300
2025	$2,043.00 (+131.37%)
2024		$89,400 (+15.53%) Land $19,500 Building $69,900	$89,400 (+15.53%) Land $19,500 Building $69,900
2023	$883.00 (-3.39%)	$77,380 Land $17,880 Building $59,500	$77,380 Land $17,880 Building $59,500
2022	$914.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on E Providence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures