2812 Duncan St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2812 Duncan St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,568 sqft · built 1922
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$103,100 (Apr 2006)
Tax Bill$1,122 (2025)
Deeds & MortgagesApr 2021 Mortgage
APN06-5.0-15-003-002-190.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-003-002-190.000

Interior

Building Area1,568 sqft Base Area
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions132 ft deep x 60 ft wide

Location & Zoning

Street Address2812 DUNCAN ST
CitySAINT JOSEPH
StateMO
Zip64507-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SALLEE'S LOT:7 BLK:1LGL DESC:
Legal SubdivisionSALLEES
Legal Block1
Legal Lot Number7
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2032
Census Tract1500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2812 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2006 · Amount on Record
Deed SaleApr 7, 2006 · Amount on Record
Deed Document Number20064798
Deed Book / Page2888 / 55
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2812 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 DUNCAN ST, SAINT JOSEPH, MO 64507-1829

Mortgage

Document Number3760/859
DateApr 9, 2021
Book Page3760/859
Instrument2021003510
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,122.00 (+0.09%)$15,640 (+6.18%) Land $2,650 Building $12,990$82,340 (+6.18%) Land $13,950 Building $68,390
2024$1,121.00 (+15.81%)
2023$968.00 (-0.62%)$14,730 (-) Land $2,650 Building $12,080$77,550 (-) Land $13,950 Building $63,600
2022$974.00$14,730 Land $2,650 Building $12,080
2021$77,550 Land $13,950 Building $63,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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