2812 Cypress Bend Rd, Florence, SC 29506 Property Records

Florence County property record for 2812 Cypress Bend Rd, Florence, SC 29506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,141 sqft · built 1993
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Dec 2022)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Dec 2022 Sale Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02371-02-009`

Property Details

APN / Parcel Number

Primary APN	`02371-02-009`
Alternative APN	`15037998`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,141 sqft Living Area
1st Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	2812 CYPRESS BEND RD
City	FLORENCE
State	SC
Zip	29506-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CC OF SC LT 20-P &PT 21
Legal Subdivision	MAP FOR PLANTATION DEVELOPMENT CORP
Legal Lot Number	20-P
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2003
Census Tract	400

Owner

2812 Cypress Bend Rd is owned and occupied by an individual who bought it in December 2022.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2812 CYPRESS BEND RD, FLORENCE, SC 29506-8353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed, Transfer
Feb 8, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Jun 13, 2016 · Amount on File
Deed Document Number	202217711
Deed Book / Page	1025 / 1911
Prior Transfer Date	Jul 11, 2013
Prior Transfer Doc	0004841718
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 15, 2022
Property Address	2812 CYPRESS BEND RD, FLORENCE, SC 29506-8353
Document Number	0010251911
Book / Page	1025 / 1911
Instrument Date	Dec 13, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Tax	$71.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2812 CYPRESS BEND RD, FLORENCE, SC 29506-8353

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	2812 CYPRESS BEND RD, FLORENCE, SC 29506-8353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006741302
Date	Feb 8, 2017
Book Page	B674/1302

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.55%
Index	1-Year LIBOR
Max Rate	9.55%

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Cypress Bend Rd was $2,082.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,082.00	$21,316 Land $3,936 Building $17,380	$532,901 Land $98,400 Building $434,501
2023	$1,794.00 (+8.79%) Homeowner's exemption	$15,717,339 (+107,427.8%) Land $3,936,000 Building $11,781,339	$39,293,349 (+10,652.55%) Land $9,840,000 Building $29,453,349
2022	$1,649.00 Homeowner's exemption	$14,617 Land $2,836 Building $11,781	$365,433 Land $70,900 Building $294,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2812 Cypress Bend Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	52 (1984–2021)
Claims Outside the SFHA	9 of 52
Most Recent Claim	Feb 2021 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 8 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Cypress Bend Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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