2812 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2812 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,605 sqft · built 2002
Lot Size	0.069 acres (2,993 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Oct 2024)
Tax Bill	$8,238 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jan 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`025-803-014`

Property Details

APN / Parcel Number

Primary APN	`025-803-014`
Alternative APN	`025397054`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,605 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	2,993 sqft (0.069 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2812 COTTAGE LN
City	PASO ROBLES
State	CA
Zip	93446-6381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2376 LT 54
Legal Subdivision	TRACT 2376
Legal Tract	2376
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1036
Census Tract	10207

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Intrafamily Transfer, Transfer
Jan 7, 2021	Grant Deed, Transfer · VA Mortgage CENTRAL COAST LENDING INC
Feb 7, 2020	Deed of Trust, Mortgage CLEARPATH LNDG
Jun 4, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 4, 2019	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Mar 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2017	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	202431865
Prior Transfer Date	Feb 6, 2021
Prior Transfer Doc	0000013047
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 18, 2021
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000013047
Map Reference	MB 19 PG 72
Instrument Date	Feb 6, 2021
Instrument	2021013047
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 7, 2021
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000001324
Map Reference	MB 19 PG 72
Instrument Date	Dec 11, 2020
Instrument	2021001324
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381

Mortgage

Document Number	0000001325
Date	Jan 7, 2021
Instrument	2021001325

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000022300
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381

Mortgage

Document Number	0000022300
Date	May 8, 2020
Instrument	22300

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 4, 2019
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000021244
Instrument Date	May 17, 2019
Instrument	21244
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1711 LAUREL AVE SOLVANG CA 934632111, SOLVANG, CA 93463-2111

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 4, 2019
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000021245
Instrument Date	May 17, 2019
Instrument	21245
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381

Mortgage

Document Number	21246
Date	Jun 4, 2019
Instrument	21246

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 21, 2018
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000011115
Instrument Date	Mar 15, 2018
Instrument	11115
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 SIX FLAGS CIR BUELLTON CA 934279508, BUELLTON, CA 93427-9508

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 2, 2017
Property Address	2812 COTTAGE LN, PASO ROBLES, CA 93446-6381
Document Number	0000019105
Instrument Date	Feb 28, 2017
Instrument	19105
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 586 LOS OLIVOS CA 934410586, LOS OLIVOS, CA 93441-0586

Mortgage

Document Number	19106
Date	May 2, 2017
Instrument	19106

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,800 (+2%) Land $255,000 Building $448,800
2025	$8,238.00 (+30.64%)	$690,000 (+36.18%) Land $250,000 Building $440,000
2024	$6,306.00 (+2.22%)
2023	$6,169.00 (+2.22%)	$506,674 Land $197,676 Building $308,998
2022	$6,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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