Buchanan County property record for 2812 Charles St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1927 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,146 (2025) |
| APN | 06-2.0-10-003-003-053.000 |
| Primary APN | 06-2.0-10-003-003-053.000 |
|---|
| Building Area | 1,184 sqft Base Area |
|---|---|
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Street Address | 2812 CHARLES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BROOKDALE ADDITION LOT:6 BLK:19LGL DESC: |
| Legal Subdivision | BROOKDALE ADDITION |
| Legal Block | 19 |
| Legal Lot Number | 6 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 900 |
2812 Charles St, a single family home, is owned by two individuals.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5724 S 18TH ST, SAINT JOSEPH, MO 64504-1833 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2812 Charles St was $1,146, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,146.00 (+0.09%) | $15,990 Land $2,570 Building $13,420 | $84,110 Land $13,500 Building $70,610 |
| 2024 | $1,145.00 (+16.6%) | ||
| 2023 | $982.00 (-0.71%) | $14,960 (-) Land $2,570 Building $12,390 | $78,700 Land $13,500 Building $65,200 |
| 2022 | $989.00 | $14,960 Land $2,570 Building $12,390 | |
| 2021 | $78,700 Land $13,500 Building $65,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2812 Charles St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2812 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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