Montgomery County property record for 2812 Big Bear Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,235 sqft · built 2017 |
| Lot Size | 1.22 acres (53,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,915 (Jan 2018) |
| Tax Bill | $9,472 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03721617 |
| Primary APN | 13-03721617 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,235 sqft Living Area |
| Gross Area | 4,729 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,155 sqft |
| Finished Basement | 1,155 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 53,228 sqft |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03721617 |
|---|---|
| Street Address | 2812 BIG BEAR TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HOMECREST |
| Legal Subdivision | WALLACES SUB |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 703220 |
Source: Montgomery County records · APN 13-03721617
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2812 BIG BEAR TER, SILVER SPRING, MD 20906-1895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Jan 26, 2018 | Deed, Transfer · Conventional Mortgage EAGLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on Record |
| Deed Sale | Jan 26, 2018 · Amount on Record |
| Deed Book / Page | 55545 / 419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2812 BIG BEAR TER, SILVER SPRING, MD 20906-1895 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2812 BIG BEAR TER, SILVER SPRING, MD 20906-1895 |
| Document Number | 0676190239 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 67619/239 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 26, 2018 |
| Property Address | 2812 BIG BEAR TER, SILVER SPRING, MD 20906-1895 |
| Document Number | 0555450419 |
| Book / Page | 55545 / 419 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FANTON TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,498.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2812 BIG BEAR TER, SILVER SPRING, MD 20906-1895 |
| Document Number | 0055545428 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 55545/428 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,400 (+2.42%) | $868,600 (+7.26%) Land $204,300 Building $664,300 | |
| 2025 | $9,472.00 (+34.85%) | $809,800 (+16.25%) Land $204,300 Building $605,500 | $809,800 (-) Land $204,300 Building $605,500 |
| 2023 | $696,600 | $809,800 Land $204,300 Building $605,500 | |
| 2022 | $7,024.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 181 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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