Hubbard County property record for 28118 White Cedar Loop, Bemidji, MN 56601 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,534 sqft Living Area |
| Lot Size | 142,877 sqft (3.28 acres) |
| Garage | Mixed, 1,248 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,818.00 (2025) |
| Primary APN | 07.08.01870 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,534 sqft Living Area |
| 1st Floor | 1,496 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Rustic Style |
| Exterior Material | Logs Exterior |
| Construction Type | Log Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Galvanized Roof |
| Lot Area | 142,877 sqft (3.28 acres) |
| Driveway | Driveway |
| Driveway Area | 1,680 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,248 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Radiant Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 33072 |
|---|---|
| Street Address | 28118 WHITE CEDAR LOOP |
| City | BEMIDJI |
| State | MN |
| Zip | 56601-6568 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-08 TWP-145 RANGE-032 3.28 AC 8-15G PT OF S1/2 OF NW1/4 FR NE COR W2650 PB W387.26 SW386.13 E253.17 NE279.31 E77.87 N300 |
| Legal Range | 32 |
| Legal Township | 145 |
| Legal Section | 08 |
| Legal Subdivision | BREEZEE PINE ADD |
| Legal Block | 1 |
| Legal Lot Number | 21-23 |
| Jurisdiction | HUBBARD MN |
| Minor Civil Division | FARDEN |
| Census Blockgroup | 3 |
| Census Block | 3035 |
| Census Tract | 70100 |
Source: Hubbard County records · APN 07.08.01870
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28118 WHITE CEDAR LOOP, BEMIDJI, MN 56601-6568 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance RIVERWOOD BANK |
| Jul 02, 2025 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| May 09, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 28, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28118 WHITE CEDAR LOOP, BEMIDJI, MN 56601-6568 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000427406 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | A000427406 |
| Name | RIVERWOOD BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Dec 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28118 WHITE CEDAR LOOP, BEMIDJI, MN 56601-6568 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000441302 |
|---|---|
| Date | Jul 02, 2025 |
| Instrument | A000441302 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28118 WHITE CEDAR LOOP, BEMIDJI, MN 56601-6568 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000316487 |
|---|---|
| Date | May 09, 2006 |
| Instrument | A000316487 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jun 01, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28118 WHITE CEDAR LOOP, BEMIDJI, MN 56601-6568 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000313064 |
|---|---|
| Date | Nov 28, 2005 |
| Instrument | A000313064 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2045 |
Source: Hubbard County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Farden Township |
| Unified School District | Bemidji Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 | $386,500 Land $39,300 Building $347,200 | $386,500 Land $39,300 Building $347,200 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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