28118 Kudzu Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28118 Kudzu Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,948 sqft · built 2011
Lot Size	0.17 acres (7,417 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Nov 2015)
Tax Bill	$10,391 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3285-04-05400`

Property Details

APN / Parcel Number

Primary APN	`3285-04-05400`
Alternative APN	`R378650`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,948 sqft Living Area
Gross Area	4,388 sqft
1st Floor Area	2,316 sqft
2nd Floor Area	1,632 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,417 sqft (0.17 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	500 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28118 KUDZU DR
City	SPRING
State	TX
Zip	77386-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S328504 - CANYON LAKES AT SPRING TRAILS 04, BLOCK 3, LOT 19
Legal Subdivision	CANYON LAKES AT SPRING TRAILS 04
Legal Block	3
Legal Lot Number	19
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2019
Census Tract	692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28118 KUDZU DR, SPRING, TX 77386-3932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Prior Sale	Mar 23, 2012 · Amount on Record
Deed Document Number	2015108444
Prior Transfer Date	Oct 30, 2015
Prior Transfer Doc	0000108444
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28118 KUDZU DR, SPRING, TX 77386-3932
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28118 KUDZU DR, SPRING, TX 77386-3932

Mortgage

Document Number	0000106541
Date	Aug 26, 2022
Instrument	2022106541

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28118 KUDZU DR, SPRING, TX 77386-3932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105714
Date	Sep 23, 2020
Instrument	2020105714

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,249 (-2.33%) Land $35,098 Building $499,151	$534,249 (-4.47%) Land $35,098 Building $499,151
2025	$10,391.00 (+3.93%) Homeowner's exemption	$546,981 (+1%) Land $35,098 Building $524,173	$559,271 (-5.88%) Land $35,098 Building $524,173
2024	$9,998.00 (+75.31%) Homeowner's exemption	$497,255 (+1%) Land $35,098 Building $559,144	$594,242 (+9.22%) Land $35,098 Building $559,144
2023	$5,703.00 Homeowner's exemption	$452,050 Land $35,100 Building $508,960	$544,060 Land $35,100 Building $508,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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