28118 Gadwall Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 28118 Gadwall Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,760 sqft · built 2006
Lot Size	0.228 acres (9,958 sqft)
Owner	Individual Name on File
Tax Bill	$7,735 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R328785`

Property Details

APN / Parcel Number

Primary APN	`R328785`
Alternative APN	`3105-01-002-0130-914`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,760 sqft Living Area
1st Floor Area	3,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,958 sqft (0.228 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	432 sqft
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R328785
Street Address	28118 GADWALL DR
City	KATY
State	TX
Zip	77494-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRETHORNE SEC 1, BLOCK 2, LOT 13
Legal Subdivision	FIRETHORNE SEC 1
Legal Block	2
Legal Lot Number	13
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2048
Census Tract	673201

Owner

28118 Gadwall Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28118 GADWALL DR, KATY, TX 77494-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 3, 2017	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022
Deed Sale	Feb 18, 2022
Prior Sale	Jul 3, 2017
Deed Document Number	2022023261
Record Updated	Jun 8, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Feb 18, 2022
Property Address	28118 GADWALL DR, KATY, TX 77494-8352
Document Number	0000023261
Map Reference	PL 20040234
Instrument Date	Feb 16, 2022
Instrument	2022023261
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28118 GADWALL DR, KATY, TX 77494-8352

Mortgage

Document Number	0000023262
Date	Feb 18, 2022
Instrument	2022023262

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jul 3, 2017
Property Address	28118 GADWALL DR, KATY, TX 77494-8352
Document Number	0000073173
Map Reference	PL20040234
Instrument Date	Jun 30, 2017
Instrument	2017073173
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28118 GADWALL DR, KATY, TX 77494-8352

Mortgage

Document Number	0000073174
Date	Jul 3, 2017
Instrument	2017073174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 28118 Gadwall Dr was $7,735 with a homeowner's exemption, down 58.8% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,735.00 (-58.78%) Homeowner's exemption	$639,238 (-3.09%) Land $111,397 Building $527,841	$639,238 (-3.09%) Land $111,397 Building $527,841
2024	$18,767.00 (+113.94%) Homeowner's exemption	$659,592 (-1.94%) Land $111,397 Building $548,195	$659,592 (-1.94%) Land $111,397 Building $548,195
2023	$8,772.00 Homeowner's exemption	$672,670 Land $85,690 Building $586,980	$672,670 Land $85,690 Building $586,980
2018	$7,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28118 Gadwall Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 500 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	500 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28118 Gadwall Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 151 serves 10,233 people · EPA ID TX0790443
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: Hotwire Communications, T-Mobile.

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