28112 Serata Ct, Naples, FL 34110 Property Records

Lee County property record for 28112 Serata Ct, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,395 sqft · built 2016
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Company Names on Record
Last Sale	$4,336,000 (Aug 2024)
Tax Bill	$47,866 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-48-25-B1-02800.0340`

Property Details

APN / Parcel Number

Primary APN	`01-48-25-B1-02800.0340`
Alternative APNs	`01-48-25-B4-02800.0340` `250148B4028000340` `10537194`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,395 sqft Living Area
Gross Area	8,178 sqft
1st Floor Area	4,395 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	20,473 sqft (0.47 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	728 sqft
Patio Area	1,872 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10537194
Street Address	28112 SERATA CT
City	NAPLES
State	FL
Zip	34110-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEDITERRA PARCEL 122A DESC IN INST#2006-413829 LOT 34
Legal Range	25E
Legal Township	48S
Legal Section	01
Legal Subdivision	MEDITERRA
Legal Tract	B1
Legal Block	3
Legal Lot Number	34
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	50502

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28112 SERATA CT, NAPLES, FL 34110-2878
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 26, 2024	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Sep 14, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	2024239006
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	28112 SERATA CT, NAPLES, FL 34110-2878
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28112 SERATA CT, NAPLES, FL 34110-2878

Mortgage

Document Number	0000067025
Date	Mar 17, 2026
Instrument	2026000067025

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	28112 SERATA CT, NAPLES, FL 34110-2878
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16744 LUCARNO WAY, NAPLES, FL 34110-3257

Mortgage

Document Number	0000016908
Date	Jan 21, 2025
Instrument	2025000016908

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 26, 2024
Property Address	28112 SERATA CT, NAPLES, FL 34110-2878
Document Number	0000239006
Map Reference	DOC 2006000413829
Instrument Date	Aug 23, 2024
Instrument	2024000239006
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 W HALF DAY RD, BUFFALO GROVE, IL 60089-6547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28112 SERATA CT, NAPLES, FL 34110-2878

Mortgage

Document Number	0000239007
Date	Aug 26, 2024
Instrument	2024000239007

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 14, 2021
Property Address	28112 SERATA CT, NAPLES, FL 34110-2878
Document Number	0000301452
Map Reference	DOC 2006000413829
Instrument Date	Sep 3, 2021
Instrument	2021000301452
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$23,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13665 VANDERBILT DR, NAPLES, FL 34110-6123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 IMMOKALEE RD # 166, NAPLES, FL 34110-1445

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,411,675 (-3.44%) Land $640,243 Building $2,771,432	$3,411,675 (-3.44%) Land $640,243 Building $2,771,432
2025	$47,866.00 (+12.51%) Homeowner's exemption	$3,533,367 (+8.26%) Land $695,031 Building $2,838,336	$3,533,367 (+8.26%) Land $695,031 Building $2,838,336
2023	$42,542.00 (+14.54%)	$3,263,834 (+24.32%) Land $743,157 Building $2,520,677	$3,263,834 (+24.32%) Land $743,157 Building $2,520,677
2022	$37,141.00	$2,625,381 Land $511,545 Building $2,113,836	$2,625,381 Land $511,545 Building $2,113,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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